# Aozora Bank, Ltd. (AOZOY)

> Financial Services · JP · Reports in JPY

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/AOZOY/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2027 | ¥ 64.30B | ¥ 11.64B | ¥ 0 | ¥ 1,304.33B | ¥ 496.23B |
| 2026 | ¥ 216.43B | ¥ 26.05B | ¥ 0 | ¥ 1,313.09B | ¥ 482.02B |
| 2025 | ¥ 80.89B | ¥ 13.00B | ¥ 0 | ¥ 855.94B | ¥ 451.42B |
| 2024 | ¥ 230.12B | ¥ -49.90B | ¥ 10.75B | ¥ 744.70B | ¥ 384.40B |
| 2023 | ¥ 167.07B | ¥ 8.72B | ¥ 10.62B | ¥ 683.39B | ¥ 438.66B |
| 2022 | ¥ 130.65B | ¥ 35.00B | ¥ 0 | ¥ 617.42B | ¥ 493.49B |
| 2021 | ¥ 133.73B | ¥ 28.97B | ¥ 0 | ¥ 563.67B | ¥ 494.55B |
| 2020 | ¥ 171.99B | ¥ 27.95B | ¥ 0 | ¥ 726.27B | ¥ 427.49B |
| 2019 | ¥ 154.31B | ¥ 35.45B | ¥ 0 | ¥ 656.23B | ¥ 448.87B |
| 2018 | ¥ 136.38B | ¥ 42.59B | ¥ 0 | ¥ 663.81B | ¥ 436.05B |
| 2017 | ¥ 120.59B | ¥ 43.50B | ¥ 116.07M | ¥ 616.64B | ¥ 418.59B |
| 2016 | ¥ 117.50B | ¥ 43.59B | ¥ 0 | ¥ 557.78B | ¥ 404.73B |
| 2015 | ¥ 123.92B | ¥ 43.92B | ¥ 0 | ¥ 584.54B | ¥ 566.65B |
| 2014 | ¥ 124.12B | ¥ 42.63B | ¥ 0 | ¥ 523.30B | ¥ 515.28B |
| 2013 | ¥ 97.46B | ¥ 41.84B | ¥ 0 | ¥ 561.48B | ¥ 535.07B |
| 2012 | ¥ 141.97B | ¥ 48.50B | N/A | ¥ 574.57B | ¥ 606.83B |
| 2011 | ¥ 131.62B | ¥ 34.29B | ¥ 141.81B | ¥ 753.33B | ¥ 564.46B |
| 2010 | ¥ 151.35B | ¥ 8.66B | ¥ -230.27B | ¥ 1,019.56B | ¥ 538.05B |
| 2009 | ¥ 348.46M | ¥ -223.13B | ¥ 221.49B | ¥ 2,127.42B | ¥ 528.96B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 2.63 |
| Liabilities / Eq | 16.28 |
| Current Ratio | 2.94 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 62.28 |
| Gross Debt / FCF | 607.14 |

## Other views

- [Metrics](https://sponda.capital/en/AOZOY.md)
- [Charts](https://sponda.capital/en/AOZOY/charts.md)
- [Compare](https://sponda.capital/en/AOZOY/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.