# Arrow Financial Corporation (AROW)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/AROW/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 86.66M | $ 24.45M | $ 25.53M | $ 335.08M | $ 446.31M |
| 2025 | $ 248.38M | $ 45.00M | $ 37.06M | $ 29.19M | $ 431.85M |
| 2024 | $ 234.46M | $ 31.23M | $ 30.35M | $ 33.61M | $ 400.90M |
| 2023 | $ 207.26M | $ 32.52M | $ 14.60M | $ 71.57M | $ 379.77M |
| 2022 | $ 179.35M | $ 54.51M | $ 50.79M | $ 106.92M | $ 353.54M |
| 2021 | $ 175.82M | $ 59.26M | $ 72.59M | $ 70.17M | $ 371.19M |
| 2020 | $ 184.15M | $ 52.01M | $ 47.37M | $ 87.70M | $ 334.39M |
| 2019 | $ 178.53M | $ 48.37M | $ 46.67M | $ 366.35M | $ 301.73M |
| 2018 | $ 165.68M | $ 47.91M | $ 48.70M | $ 587.66M | $ 269.58M |
| 2017 | $ 151.29M | $ 39.51M | $ 47.45M | $ 349.97M | $ 249.60M |
| 2016 | $ 144.11M | $ 36.51M | $ 45.75M | $ 356.84M | $ 232.85M |
| 2015 | $ 138.81M | $ 34.63M | $ 38.34M | $ 262.17M | $ 213.97M |
| 2014 | $ 134.49M | $ 33.01M | $ 41.22M | $ 90.42M | $ 200.93M |
| 2013 | $ 131.13M | $ 31.00M | $ 48.98M | $ 116.55M | $ 192.15M |
| 2012 | $ 139.29M | $ 32.02M | $ 35.21M | $ 120.68M | $ 175.83M |
| 2011 | $ 150.91M | $ 32.22M | $ 45.12M | $ 170.29M | $ 166.39M |
| 2010 | $ 157.56M | $ 33.15M | $ 13.84M | $ 203.21M | $ 152.26M |
| 2009 | $ 161.34M | $ 33.00M | $ 24.93M | $ 233.91M | $ 140.82M |
| 2008 | $ 160.16M | $ 30.94M | $ 36.78M | $ 239.96M | $ 125.80M |
| 2007 | $ 155.75M | $ 26.24M | $ 29.92M | $ 233.72M | $ 122.26M |
| 2006 | $ 145.95M | $ 25.58M | $ 49.00M | $ 240.89M | $ 118.13M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.75 |
| Liabilities / Eq | 9.04 |
| Current Ratio | 0.01 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 7.39 |
| Gross Debt / FCF | 7.50 |

## Other views

- [Metrics](https://sponda.capital/en/AROW.md)
- [Charts](https://sponda.capital/en/AROW/charts.md)
- [Compare](https://sponda.capital/en/AROW/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-29.