# Banco Santander, S.A. (BCDRF)

> Financial Services · ES · Reports in EUR

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/BCDRF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | € 24.64B | € 8.99B | € -19.71B | € 348.07B | € 109.18B |
| 2025 | € 55.22B | € 13.81B | € 78.92B | € 496.64B | € 103.13B |
| 2024 | € 52.63B | € 13.03B | € -33.83B | € 239.99B | € 98.60B |
| 2023 | € 48.58B | € 11.75B | € 9.77B | € 310.98B | € 95.42B |
| 2022 | € 45.07B | € 10.49B | € 3.37B | € 282.96B | € 89.10B |
| 2021 | € 46.51B | € 9.69B | € 37.33B | € 249.02B | € 86.93B |
| 2020 | € 39.85B | € -10.98B | € 72.14B | € 260.32B | € 81.48B |
| 2019 | € 51.10B | € 8.13B | € -7.80B | € 267.09B | € 100.07B |
| 2018 | € 49.74B | € 9.88B | € -11.10B | € 246.62B | € 96.47B |
| 2017 | € 50.60B | € 8.50B | € 40.06B | € 217.97B | € 94.49B |
| 2016 | € 44.87B | € 8.07B | € 17.55B | € 228.87B | € 90.94B |
| 2015 | € 46.29B | € 7.85B | € 4.76B | € 226.18B | € 88.04B |
| 2014 | € 46.14B | € 7.67B | € -15.63B | € 214.02B | € 80.81B |
| 2013 | € 39.96B | € 5.50B | € -50.02B | € 191.62B | € 70.59B |
| 2012 | € 56.92B | € 4.28B | N/A | € 224.21B | € 74.65B |
| 2011 | € 58.43B | € 7.26B | N/A | € 220.29B | € 76.41B |
| 2010 | € 78.50B | € 11.41B | N/A | € 222.98B | € 75.02B |
| 2009 | € 49.85B | € 11.91B | N/A | € 459.56B | € 68.67B |
| 2008 | € 35.34B | € 12.78B | € 18.92B | € 272.87B | € 57.59B |
| 2007 | € 42.95B | € 13.22B | € -7.62B | € 253.21B | € 55.20B |
| 2006 | € 37.05B | € 11.46B | N/A | € 217.01B | € 44.85B |
| 2005 | N/A | N/A | N/A | € 145.86B | € 36.67B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 3.19 |
| Liabilities / Eq | 16.84 |
| Current Ratio | 0.11 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 39.75 |
| Gross Debt / FCF | 17.35 |

## Other views

- [Metrics](https://sponda.capital/en/BCDRF.md)
- [Charts](https://sponda.capital/en/BCDRF/charts.md)
- [Compare](https://sponda.capital/en/BCDRF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.