# Bread Financial Holdings, Inc. (BFH)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/BFH/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 2.40B | $ 327.00M | $ 1.02B | $ 3.29B | $ 3.37B |
| 2025 | $ 4.81B | $ 530.39M | $ 2.13B | $ 4.39B | $ 3.33B |
| 2024 | $ 5.04B | $ 290.10M | $ 1.95B | $ 5.69B | $ 3.05B |
| 2023 | $ 5.60B | $ 775.26M | $ 2.10B | $ 5.44B | $ 2.92B |
| 2022 | $ 4.88B | $ 248.00M | $ 1.99B | $ 8.13B | $ 2.27B |
| 2021 | $ 4.92B | $ 951.40M | $ 1.73B | $ 7.58B | $ 2.09B |
| 2020 | $ 5.76B | $ 272.24M | $ 2.33B | $ 8.70B | $ 1.52B |
| 2019 | $ 7.20B | $ 358.83M | $ 1.39B | $ 10.45B | $ 1.59B |
| 2018 | $ 8.26B | $ 1.27B | $ 3.37B | $ 13.38B | $ 2.33B |
| 2017 | $ 10.40B | $ 1.06B | $ 3.21B | $ 14.89B | $ 1.86B |
| 2016 | $ 9.82B | $ 709.79M | $ 2.62B | $ 12.56B | $ 1.66B |
| 2015 | $ 9.04B | $ 837.53M | $ 2.02B | $ 11.50B | $ 2.01B |
| 2014 | $ 7.49B | $ 715.40M | $ 1.68B | $ 9.40B | $ 2.40B |
| 2013 | $ 6.14B | $ 705.67M | $ 1.22B | $ 7.39B | $ 855.76M |
| 2012 | $ 5.26B | $ 609.63M | $ 1.47B | $ 6.99B | $ 528.49M |
| 2011 | $ 4.66B | $ 463.20M | $ 1.38B | $ 2.18B | $ 175.97M |
| 2010 | $ 4.23B | $ 293.35M | $ 1.26B | $ 1.87B | $ 23.09M |
| 2009 | $ 2.97B | $ 217.63M | $ 462.49M | $ 1.78B | $ 272.78M |
| 2008 | $ 3.09B | $ 329.16M | $ 607.87M | $ 1.49B | $ 547.30M |
| 2007 | $ 3.24B | $ 248.41M | $ 688.74M | $ 957.65M | $ 1.20B |
| 2006 | $ 2.31B | $ 201.66M | $ 658.64M | $ 745.38M | $ 1.07B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.98 |
| Liabilities / Eq | 5.67 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 5.14 |
| Gross Debt / FCF | 1.43 |

## Other views

- [Metrics](https://sponda.capital/en/BFH.md)
- [Charts](https://sponda.capital/en/BFH/charts.md)
- [Compare](https://sponda.capital/en/BFH/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.