# Erste Bank Polska S.A. (BKZHF)

> Financial Services · PL · Reports in PLN

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/BKZHF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | PLN 9.60B | PLN 2.20B | PLN 198.15M | PLN 25.90B | PLN 32.09B |
| 2025 | PLN 19.01B | PLN 6.47B | PLN 8.73B | PLN 22.29B | PLN 35.38B |
| 2024 | PLN 21.68B | PLN 5.21B | PLN 2.57B | PLN 17.91B | PLN 32.53B |
| 2023 | PLN 21.24B | PLN 4.83B | PLN 8.62B | PLN 14.78B | PLN 31.76B |
| 2022 | PLN 15.19B | PLN 2.80B | PLN 8.28B | PLN 15.81B | PLN 26.67B |
| 2021 | PLN 9.43B | PLN 1.11B | PLN 9.56B | PLN 20.56B | PLN 25.53B |
| 2020 | PLN 9.57B | PLN 1.04B | PLN 20.48B | PLN 20.07B | PLN 26.99B |
| 2019 | PLN 11.19B | PLN 2.19B | PLN 1.96B | PLN 20.86B | PLN 25.43B |
| 2018 | PLN 9.67B | PLN 2.39B | PLN 10.60B | PLN 18.64B | PLN 25.03B |
| 2017 | PLN 8.95B | PLN 2.21B | PLN -5.28B | PLN 13.03B | PLN 21.91B |
| 2016 | PLN 8.87B | PLN 2.17B | PLN 1.47B | PLN 12.06B | PLN 19.78B |
| 2015 | PLN 8.36B | PLN 2.33B | PLN -2.28B | PLN 8.50B | PLN 19.39B |
| 2014 | PLN 8.23B | PLN 1.91B | PLN 4.21B | PLN 8.16B | PLN 16.53B |
| 2013 | PLN 7.56B | PLN 1.98B | PLN 4.61B | PLN 4.18B | PLN 13.87B |
| 2012 | PLN 5.61B | PLN 1.40B | PLN -1.69B | PLN 1.68B | PLN 8.88B |
| 2011 | PLN 5.35B | PLN 1.16B | PLN 1.64B | PLN 1.66B | PLN 7.36B |
| 2010 | PLN 4.99B | PLN 956.99M | PLN 1.29B | PLN 395.23M | PLN 6.62B |
| 2009 | PLN 4.76B | PLN 920.57M | PLN 119.34M | PLN 0 | PLN 5.95B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.81 |
| Liabilities / Eq | 9.02 |
| Current Ratio | 0.78 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 8.26 |
| Gross Debt / FCF | 3.62 |

## Other views

- [Metrics](https://sponda.capital/en/BKZHF.md)
- [Charts](https://sponda.capital/en/BKZHF/charts.md)
- [Compare](https://sponda.capital/en/BKZHF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.