# Bank of the James Financial Group, Inc. (BOTJ)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/BOTJ/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 28.61M | $ 6.01M | $ 5.37M | $ 8.67M | $ 83.15M |
| 2025 | $ 63.32M | $ 9.24M | $ 11.29M | $ 8.80M | $ 80.05M |
| 2024 | $ 61.98M | $ 8.35M | $ 6.26M | $ 19.35M | $ 64.87M |
| 2023 | $ 55.60M | $ 9.41M | $ 8.56M | $ 19.93M | $ 60.04M |
| 2022 | $ 49.35M | $ 10.01M | $ 9.07M | $ 20.49M | $ 50.23M |
| 2021 | $ 46.70M | $ 9.02M | $ 15.31M | $ 21.02M | $ 69.43M |
| 2020 | $ 50.38M | $ 6.34M | $ 4.39M | $ 10.03M | $ 66.73M |
| 2019 | $ 46.92M | $ 7.23M | $ 1.54M | $ 5.00M | $ 61.45M |
| 2018 | $ 41.84M | $ 7.00M | $ 8.28M | $ 5.00M | $ 55.14M |
| 2017 | $ 37.62M | $ 3.94M | $ 6.46M | $ 5.00M | $ 51.67M |
| 2016 | $ 35.69M | $ 4.52M | $ 1.48M | $ 0 | $ 49.42M |
| 2015 | $ 33.97M | $ 5.18M | $ 2.58M | $ 10.00M | $ 48.20M |
| 2014 | $ 31.22M | $ 4.82M | $ 6.05M | $ 25.19M | $ 34.78M |
| 2013 | $ 30.83M | $ 4.35M | $ 5.65M | $ 16.11M | $ 29.77M |
| 2012 | $ 31.72M | $ 3.08M | $ 6.69M | $ 12.00M | $ 29.61M |
| 2011 | $ 34.08M | $ 881.5K | $ 9.45M | $ 25.38M | $ 26.81M |
| 2010 | $ 38.02M | $ 2.76M | $ 11.29M | $ 24.33M | $ 25.50M |
| 2009 | $ 35.64M | $ -972.1K | $ -2.89M | $ 37.71M | $ 23.73M |
| 2008 | $ 29.60M | $ 339.2K | $ 343.7K | $ 35.34M | $ 24.64M |
| 2007 | $ 30.99M | $ 3.16M | $ 3.68M | $ 16.13M | $ 24.52M |
| 2006 | $ 19.99M | $ 2.13M | $ 1.48M | $ 8.45M | $ 21.93M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.10 |
| Liabilities / Eq | 11.52 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 1.11 |
| Gross Debt / FCF | 1.11 |

## Other views

- [Metrics](https://sponda.capital/en/BOTJ.md)
- [Charts](https://sponda.capital/en/BOTJ/charts.md)
- [Compare](https://sponda.capital/en/BOTJ/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.