# Cullen/Frost Bankers, Inc. (CFR)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/CFR/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 1.15B | $ 343.05M | $ 191.58M | $ 5.42B | $ 4.62B |
| 2025 | $ 2.99B | $ 664.07M | $ 237.00M | $ 4.77B | $ 4.57B |
| 2024 | $ 3.00B | $ 612.30M | $ 905.77M | $ 4.59B | $ 3.90B |
| 2023 | $ 2.86B | $ 646.56M | $ 346.23M | $ 4.36B | $ 3.72B |
| 2022 | $ 2.10B | $ 646.97M | $ 692.70M | $ 4.93B | $ 3.14B |
| 2021 | $ 1.66B | $ 526.67M | $ 692.32M | $ 2.99B | $ 4.44B |
| 2020 | $ 1.89B | $ 421.86M | $ 546.29M | $ 2.35B | $ 4.29B |
| 2019 | $ 1.93B | $ 572.58M | $ 551.63M | $ 1.93B | $ 3.91B |
| 2018 | $ 1.85B | $ 600.81M | $ 638.05M | $ 1.60B | $ 3.37B |
| 2017 | $ 1.66B | $ 490.56M | $ 678.94M | $ 1.38B | $ 3.30B |
| 2016 | $ 1.57B | $ 418.52M | $ 528.58M | $ 1.21B | $ 3.00B |
| 2015 | $ 1.51B | $ 392.19M | $ 347.11M | $ 1.13B | $ 2.89B |
| 2014 | $ 1.44B | $ 392.78M | $ 218.59M | $ 1.04B | $ 2.85B |
| 2013 | $ 1.34B | $ 338.30M | $ 190.59M | $ 891.97M | $ 2.51B |
| 2012 | $ 1.33B | $ 343.54M | $ 397.19M | $ 784.78M | $ 2.42B |
| 2011 | $ 1.34B | $ 319.59M | $ 363.84M | $ 945.94M | $ 2.28B |
| 2010 | $ 1.36B | $ 316.10M | $ 617.33M | $ 849.43M | $ 2.06B |
| 2009 | $ 1.39B | $ 271.08M | $ 296.27M | $ 1.13B | $ 1.89B |
| 2008 | $ 1.46B | $ 313.81M | $ 254.99M | $ 1.47B | $ 1.76B |
| 2007 | $ 1.57B | $ 321.11M | $ 272.88M | $ 1.33B | $ 1.48B |
| 2006 | $ 1.40B | $ 293.12M | $ -228.96M | $ 1.29B | $ 1.38B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 1.17 |
| Liabilities / Eq | 10.66 |
| Current Ratio | 0.19 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 9.43 |
| Gross Debt / FCF | 9.36 |

## Other views

- [Metrics](https://sponda.capital/en/CFR.md)
- [Charts](https://sponda.capital/en/CFR/charts.md)
- [Compare](https://sponda.capital/en/CFR/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.