# Chemung Financial Corporation (CHMG)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/CHMG/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 57.96M | $ 18.01M | $ 17.82M | $ 142.37M | $ 270.36M |
| 2025 | $ 143.29M | $ 15.47M | $ 44.86M | $ 4.94M | $ 254.71M |
| 2024 | $ 157.25M | $ 24.88M | $ 27.52M | $ 118.52M | $ 215.31M |
| 2023 | $ 147.67M | $ 27.03M | $ 32.89M | $ 40.80M | $ 195.24M |
| 2022 | $ 113.84M | $ 32.15M | $ 38.68M | $ 105.76M | $ 166.39M |
| 2021 | $ 109.17M | $ 31.41M | $ 41.71M | $ 25.54M | $ 211.46M |
| 2020 | $ 110.65M | $ 24.54M | $ 35.41M | $ 11.11M | $ 199.70M |
| 2019 | $ 111.29M | $ 20.15M | $ 32.94M | $ 12.17M | $ 182.63M |
| 2018 | $ 114.59M | $ 25.92M | $ 34.34M | $ 4.30M | $ 165.03M |
| 2017 | $ 107.57M | $ 10.01M | $ 29.86M | $ 74.22M | $ 149.81M |
| 2016 | $ 105.45M | $ 13.80M | $ 28.13M | $ 41.42M | $ 143.75M |
| 2015 | $ 103.90M | $ 13.24M | $ 18.21M | $ 64.43M | $ 137.24M |
| 2014 | $ 111.85M | $ 11.52M | $ 22.41M | $ 82.77M | $ 134.03M |
| 2013 | $ 96.01M | $ 12.42M | $ 27.40M | $ 57.94M | $ 138.58M |
| 2012 | $ 97.94M | $ 15.91M | $ 30.17M | $ 59.94M | $ 131.12M |
| 2011 | $ 100.17M | $ 15.48M | $ 9.68M | $ 80.45M | $ 125.93M |
| 2010 | $ 95.06M | $ 15.30M | $ 23.87M | $ 64.78M | $ 97.41M |
| 2009 | $ 94.55M | $ 7.92M | $ 10.39M | $ 74.26M | $ 90.09M |
| 2008 | $ 95.97M | $ 12.65M | $ 21.46M | $ 83.41M | $ 83.01M |
| 2007 | $ 91.61M | $ 10.99M | $ 16.84M | $ 113.61M | $ 88.12M |
| 2006 | $ 62.47M | $ 7.56M | $ 1.90M | $ 62.92M | $ 81.76M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.53 |
| Liabilities / Eq | 9.43 |
| Current Ratio | 0.01 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 6.00 |
| Gross Debt / FCF | 4.08 |

## Other views

- [Metrics](https://sponda.capital/en/CHMG.md)
- [Charts](https://sponda.capital/en/CHMG/charts.md)
- [Compare](https://sponda.capital/en/CHMG/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.