# Civista Bancshares, Inc. (CIVB)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/CIVB/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 95.09M | $ 29.30M | $ 28.45M | $ 228.38M | $ 566.79M |
| 2025 | $ 258.66M | $ 47.31M | $ 43.12M | $ 284.18M | $ 543.47M |
| 2024 | $ 253.99M | $ 33.30M | $ 46.42M | $ 450.88M | $ 388.50M |
| 2023 | $ 238.90M | $ 46.45M | $ 64.08M | $ 454.19M | $ 372.00M |
| 2022 | $ 165.42M | $ 44.04M | $ 20.86M | $ 643.35M | $ 334.84M |
| 2021 | $ 155.57M | $ 48.20M | $ 46.16M | $ 204.23M | $ 355.21M |
| 2020 | $ 160.74M | $ 41.01M | $ 38.52M | $ 183.34M | $ 350.11M |
| 2019 | $ 153.10M | $ 43.73M | $ 44.55M | $ 274.60M | $ 330.13M |
| 2018 | $ 119.84M | $ 18.67M | $ 24.41M | $ 245.23M | $ 298.90M |
| 2017 | $ 99.80M | $ 21.38M | $ 26.68M | $ 123.08M | $ 184.46M |
| 2016 | $ 95.06M | $ 23.69M | $ 21.01M | $ 106.85M | $ 137.62M |
| 2015 | $ 90.28M | $ 17.89M | $ 18.36M | $ 125.67M | $ 125.17M |
| 2014 | $ 83.42M | $ 13.46M | $ 20.35M | $ 116.24M | $ 115.91M |
| 2013 | $ 80.06M | $ 8.79M | $ 15.91M | $ 87.21M | $ 128.38M |
| 2012 | $ 82.45M | $ 8.05M | $ 23.08M | $ 92.91M | $ 103.98M |
| 2011 | $ 87.13M | $ 5.81M | $ 21.45M | $ 98.75M | $ 102.53M |
| 2010 | $ 93.85M | $ -1.92M | $ 27.08M | $ 103.60M | $ 96.95M |
| 2009 | $ 99.15M | $ 2.51M | $ 10.25M | $ 139.11M | $ 98.80M |
| 2008 | $ 108.90M | $ -59.02M | $ 28.78M | $ 155.04M | $ 76.62M |
| 2007 | $ 86.99M | $ 10.42M | $ 3.83M | $ 145.05M | $ 126.16M |
| 2006 | $ 79.56M | $ 9.33M | $ 13.42M | $ 96.75M | $ 79.47M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.40 |
| Liabilities / Eq | 6.58 |
| Current Ratio | 0.21 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 5.96 |
| Gross Debt / FCF | 5.80 |

## Other views

- [Metrics](https://sponda.capital/en/CIVB.md)
- [Charts](https://sponda.capital/en/CIVB/charts.md)
- [Compare](https://sponda.capital/en/CIVB/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.