# Capitec Bank Holdings Limited (CKHGF)

> Financial Services · ZA · Reports in ZAR

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/CKHGF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | ZAR 59.80B | ZAR 16.85B | ZAR 23.25B | N/A | ZAR 59.61B |
| 2025 | ZAR 35.80B | ZAR 13.74B | ZAR 3.73B | N/A | ZAR 50.88B |
| 2024 | ZAR 27.30B | ZAR 10.56B | ZAR 4.40B | N/A | ZAR 43.53B |
| 2023 | ZAR 42.41B | ZAR 9.71B | ZAR -7.93B | N/A | ZAR 39.08B |
| 2022 | ZAR 35.84B | ZAR 8.53B | ZAR -544.09M | N/A | ZAR 35.77B |
| 2021 | ZAR 31.69B | ZAR 4.46B | ZAR 9.78B | N/A | ZAR 29.92B |
| 2020 | ZAR 29.75B | ZAR 6.25B | ZAR -1.10B | N/A | ZAR 25.58B |
| 2019 | ZAR 14.56B | ZAR 5.28B | ZAR -382.02M | N/A | ZAR 21.68B |
| 2018 | ZAR 12.51B | ZAR 4.46B | ZAR 2.18B | N/A | ZAR 18.89B |
| 2017 | ZAR 10.68B | ZAR 3.79B | ZAR -343.08M | N/A | ZAR 16.12B |
| 2016 | ZAR 9.06B | ZAR 3.21B | ZAR -191.11M | N/A | ZAR 13.66B |
| 2015 | ZAR 7.59B | ZAR 2.55B | ZAR 654.94M | N/A | ZAR 11.56B |
| 2014 | ZAR 6.07B | ZAR 2.02B | ZAR -267.06M | ZAR 8.42B | ZAR 9.98B |
| 2013 | ZAR 4.90B | ZAR 1.43B | ZAR -11.32B | ZAR 7.15B | ZAR 8.51B |
| 2012 | ZAR 4.26B | ZAR 1.09B | ZAR 1.42B | ZAR 3.87B | ZAR 4.93B |
| 2011 | ZAR 2.78B | ZAR 656.02M | ZAR -1.06B | ZAR 0 | ZAR 3.19B |
| 2010 | ZAR 2.01B | ZAR 449.22M | ZAR 2.36B | ZAR 0 | ZAR 1.73B |
| 2009 | ZAR 3.16B | ZAR 300.21M | ZAR 1.29B | ZAR 0 | ZAR 1.41B |
| 2008 | ZAR 2.05B | ZAR 229.07M | ZAR -377.83M | ZAR 0 | ZAR 304.36M |
| 2007 | ZAR 1.18B | ZAR 166.92M | ZAR 137.81M | ZAR 0 | ZAR 279.36M |
| 2006 | ZAR 744.84M | ZAR 115.28M | ZAR 221.65M | ZAR 0 | ZAR 140.95M |
| 2005 | ZAR 531.60M | ZAR 67.93M | ZAR 231.30M | ZAR 0 | ZAR 119.12M |
| 2004 | ZAR 371.87M | ZAR 45.38M | ZAR 56.17M | ZAR 0 | ZAR 107.04M |
| 2003 | ZAR 215.68M | ZAR 31.54M | ZAR -15.21M | ZAR 0 | ZAR 96.48M |
| 2002 | ZAR 269.87M | ZAR 48.07M | ZAR -13.00M | ZAR 0 | ZAR 391.25M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Liabilities / Eq | 3.43 |
| Current Ratio | 13.20 |

## Other views

- [Metrics](https://sponda.capital/en/CKHGF.md)
- [Charts](https://sponda.capital/en/CKHGF/charts.md)
- [Compare](https://sponda.capital/en/CKHGF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.