# Crédit Agricole S.A. (CRARY)

> Financial Services · FR · Reports in EUR

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/CRARY/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | € 61.61B | € 5.48B | € 0 | € 685.70B | € 70.16B |
| 2025 | € 2.06B | € 7.19B | € 47.91B | € 312.98B | € 69.49B |
| 2024 | € 2.97B | € 7.34B | € 46.94B | € 315.58B | € 74.71B |
| 2023 | € 1.55B | € 6.74B | € 22.29B | € 280.25B | € 71.09B |
| 2022 | € 945.67M | € 5.92B | € -32.77B | € 239.90B | € 66.52B |
| 2021 | € 3.44B | € 6.97B | € 34.02B | € 199.32B | € 68.22B |
| 2020 | € -1.31B | € 3.37B | € 20.50B | € 188.36B | € 65.22B |
| 2019 | € 1.75B | € 6.05B | € 49.97B | € 224.21B | € 62.92B |
| 2018 | € 1.25B | € 5.57B | € 0 | € 207.24B | € 58.81B |
| 2017 | € -362.12M | € 4.68B | € 0 | € 214.59B | € 57.14B |
| 2016 | € -455.50M | € 4.61B | € 0 | € 214.08B | € 58.28B |
| 2015 | € 7.18B | € 4.63B | € 0 | € 212.70B | € 53.81B |
| 2014 | € 5.61B | € 3.10B | € 0 | € 226.12B | € 50.11B |
| 2013 | € 5.93B | € 3.30B | € 0 | € 222.16B | € 42.29B |
| 2012 | € 5.81B | € -9.16B | € 0 | € 192.57B | € 40.16B |
| 2011 | € 2.44B | € -925.74M | N/A | € 182.10B | € 42.80B |
| 2010 | € -3.10B | € 2.95B | N/A | € 208.82B | € 45.67B |
| 2009 | € -7.08B | € 1.49B | N/A | € 217.85B | € 45.46B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 9.77 |
| Liabilities / Eq | 33.96 |
| Current Ratio | 0.70 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 110.41 |
| Gross Debt / FCF | 36.31 |

## Other views

- [Metrics](https://sponda.capital/en/CRARY.md)
- [Charts](https://sponda.capital/en/CRARY/charts.md)
- [Compare](https://sponda.capital/en/CRARY/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.