# Citizens Bancorp of Virginia, Inc. (CZBT)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/CZBT/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 16.40M | $ 5.83M | $ 0 | $ 4.99M | $ 83.40M |
| 2025 | $ 29.49M | $ 9.86M | $ 0 | $ 8.07M | $ 79.97M |
| 2024 | $ 29.01M | $ 9.00M | $ 0 | $ 10.12M | $ 66.67M |
| 2023 | $ 27.59M | $ 9.19M | $ 0 | $ 5.63M | $ 59.69M |
| 2022 | $ 25.28M | $ 9.12M | $ 0 | $ 8.50M | $ 49.84M |
| 2021 | $ 21.81M | $ 6.69M | $ 0 | $ 7.55M | $ 59.98M |
| 2020 | $ 20.83M | $ 6.40M | $ 0 | $ 0 | $ 58.32M |
| 2019 | $ 21.97M | $ 6.53M | $ 0 | $ 0 | $ 55.17M |
| 2018 | $ 20.62M | $ 6.03M | $ 0 | $ 0 | $ 51.34M |
| 2017 | $ 19.40M | $ 4.72M | $ 0 | $ 0 | $ 48.68M |
| 2016 | $ 19.19M | $ 4.82M | $ 0 | $ 0 | $ 47.32M |
| 2015 | $ 20.05M | $ 5.32M | $ 0 | $ 0 | $ 47.06M |
| 2014 | $ 19.97M | $ 5.16M | $ 0 | $ 0 | $ 45.66M |
| 2013 | $ 20.11M | $ 5.08M | $ 0 | $ 0 | $ 43.44M |
| 2012 | $ 21.75M | $ 4.98M | $ 2.33M | $ 0 | $ 43.34M |
| 2011 | $ 26.20M | $ 4.69M | $ 6.94M | $ 11.01M | $ 41.85M |
| 2010 | $ 28.43M | $ 4.15M | $ 6.02M | $ 10.15M | $ 39.64M |
| 2009 | $ 28.69M | $ 4.29M | $ 2.85M | $ 10.48M | $ 38.99M |
| 2008 | $ 29.53M | $ 4.67M | $ 4.28M | $ 16.18M | $ 36.34M |
| 2007 | $ 30.18M | $ 5.14M | $ 5.61M | $ 7.32M | $ 37.33M |
| 2006 | $ 28.02M | $ 5.09M | $ 2.49M | $ 4.37M | $ 35.06M |
| 2005 | N/A | N/A | $ 4.44M | $ 4.54M | $ 33.46M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.06 |
| Liabilities / Eq | 5.93 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 0.66 |

## Other views

- [Metrics](https://sponda.capital/en/CZBT.md)
- [Charts](https://sponda.capital/en/CZBT/charts.md)
- [Compare](https://sponda.capital/en/CZBT/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.