# Citizens Community Bancorp, Inc. (CZWI)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/CZWI/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 46.49M | $ 4.86M | $ 11.89M | $ 51.89M | $ 191.35M |
| 2025 | $ 92.22M | $ 14.76M | $ 10.96M | $ 51.80M | $ 187.94M |
| 2024 | $ 104.51M | $ 14.45M | $ 20.27M | $ 66.61M | $ 179.08M |
| 2023 | $ 102.11M | $ 14.12M | $ 12.71M | $ 147.00M | $ 173.33M |
| 2022 | $ 89.62M | $ 19.84M | $ 28.69M | $ 214.94M | $ 167.09M |
| 2021 | $ 95.16M | $ 25.28M | $ 21.18M | $ 169.95M | $ 170.87M |
| 2020 | $ 105.32M | $ 16.21M | $ 27.02M | $ 181.83M | $ 160.56M |
| 2019 | $ 94.52M | $ 12.21M | $ 7.83M | $ 174.53M | $ 150.55M |
| 2018 | $ 66.03M | $ 5.55M | $ 11.78M | $ 134.46M | $ 138.19M |
| 2017 | $ 47.86M | $ 3.91M | $ 10.70M | $ 123.90M | $ 74.45M |
| 2016 | $ 42.05M | $ 3.49M | $ 2.02M | $ 84.49M | $ 63.83M |
| 2015 | $ 37.27M | $ 3.86M | $ 8.37M | $ 117.78M | $ 61.24M |
| 2014 | $ 38.84M | $ 3.10M | $ 9.23M | $ 107.78M | $ 58.62M |
| 2013 | $ 39.05M | $ 1.55M | $ 9.82M | $ 113.00M | $ 54.12M |
| 2012 | $ 40.76M | $ 1.27M | $ 10.12M | $ 98.90M | $ 55.27M |
| 2011 | $ 50.12M | $ 26.4K | $ 14.68M | $ 29.60M | $ 52.72M |
| 2010 | $ 49.44M | $ -11.63M | $ 14.50M | $ 42.80M | $ 51.80M |
| 2009 | $ 51.26M | $ -4.96M | $ -913.0K | $ 101.70M | $ 55.21M |
| 2008 | $ 44.85M | $ 1.95M | $ -1.34M | $ 102.78M | $ 65.26M |
| 2007 | $ 34.80M | $ 1.99M | $ 3.06M | $ 102.24M | $ 75.77M |
| 2006 | $ 20.22M | $ 123.3K | $ -516.1K | $ 16.36M | $ 77.59M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.27 |
| Liabilities / Eq | 8.48 |
| Current Ratio | 0.08 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 3.91 |
| Gross Debt / FCF | 3.18 |

## Other views

- [Metrics](https://sponda.capital/en/CZWI.md)
- [Charts](https://sponda.capital/en/CZWI/charts.md)
- [Compare](https://sponda.capital/en/CZWI/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.