# Elmer Bancorp, Inc. (ELMA)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/ELMA/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 10.94M | $ 1.41M | $ 0 | $ 0 | $ 40.14M |
| 2025 | $ 20.42M | $ 3.38M | $ 0 | $ 0 | $ 39.05M |
| 2024 | $ 19.46M | $ 3.00M | $ 0 | $ 0 | $ 35.38M |
| 2023 | $ 18.83M | $ 3.44M | $ 0 | $ 0 | $ 32.72M |
| 2022 | $ 16.09M | $ 2.91M | $ 22.8K | $ 0 | $ 29.30M |
| 2021 | $ 16.37M | $ 2.32M | $ 0 | $ 0 | $ 29.47M |
| 2020 | $ 14.64M | $ 1.87M | $ 0 | $ 0 | $ 28.20M |
| 2019 | $ 15.50M | $ 2.67M | $ 0 | $ 0 | $ 26.76M |
| 2018 | $ 15.61M | $ 2.44M | $ 0 | $ 0 | $ 25.19M |
| 2007 | $ 23.32M | $ 2.55M | N/A | $ 675.0K | $ 17.83M |
| 2006 | $ 22.52M | $ 3.53M | N/A | $ 0 | $ 17.48M |
| 2005 | $ 20.47M | $ 3.39M | $ 4.08M | $ 0 | $ 17.82M |
| 2004 | $ 17.95M | $ 3.04M | $ 2.87M | $ 1.80M | $ 16.78M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.00 |
| Liabilities / Eq | 9.16 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 0.00 |
| Gross Debt / FCF | 0.00 |

## Other views

- [Metrics](https://sponda.capital/en/ELMA.md)
- [Charts](https://sponda.capital/en/ELMA/charts.md)
- [Compare](https://sponda.capital/en/ELMA/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.