# Embassy Bancorp, Inc. (EMYB)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/EMYB/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 39.52M | $ 7.86M | $ 8.01M | $ 7.75M | $ 128.05M |
| 2025 | $ 76.26M | $ 14.02M | $ 13.01M | $ 14.40M | $ 127.58M |
| 2024 | $ 71.38M | $ 10.97M | $ 9.68M | $ 20.52M | $ 106.48M |
| 2023 | $ 64.41M | $ 13.68M | $ 20.21M | $ 50.24M | $ 105.66M |
| 2022 | $ 58.66M | $ 19.78M | $ 21.44M | $ 13.38M | $ 88.28M |
| 2021 | $ 58.97M | $ 19.95M | $ 16.33M | $ 25.90M | $ 122.52M |
| 2020 | $ 59.20M | $ 16.32M | $ 14.84M | $ 28.26M | $ 112.17M |
| 2019 | $ 57.77M | $ 14.04M | $ 17.46M | $ 25.28M | $ 99.62M |
| 2018 | $ 52.89M | $ 13.31M | $ 15.61M | $ 72.88M | $ 87.23M |
| 2017 | $ 47.56M | $ 9.83M | $ 13.38M | $ 0 | $ 79.77M |
| 2016 | $ 43.59M | $ 9.83M | $ 11.86M | $ 0 | $ 73.28M |
| 2015 | $ 41.15M | $ 10.40M | $ 10.05M | $ 70.66M | $ 68.10M |
| 2014 | $ 38.04M | $ 9.05M | $ 10.47M | $ 41.20M | $ 61.33M |
| 2013 | $ 36.62M | $ 7.86M | $ 10.42M | $ 44.32M | $ 54.06M |
| 2012 | $ 36.42M | $ 8.29M | $ 9.44M | $ 37.04M | $ 50.03M |
| 2011 | $ 37.62M | $ 7.56M | $ -465.7K | $ 47.04M | $ 44.33M |
| 2010 | $ 38.93M | $ 7.06M | $ -767.7K | $ 60.02M | $ 36.73M |
| 2009 | $ 36.04M | $ 4.14M | $ -1.34M | $ 47.98M | $ 33.68M |
| 2008 | N/A | N/A | N/A | $ 0 | $ 30.37M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.06 |
| Liabilities / Eq | 13.52 |
| Current Ratio | 216.47 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 0.53 |
| Gross Debt / FCF | 0.49 |

## Other views

- [Metrics](https://sponda.capital/en/EMYB.md)
- [Charts](https://sponda.capital/en/EMYB/charts.md)
- [Compare](https://sponda.capital/en/EMYB/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-29.