# Generations Bancorp NY, Inc. (GBNY)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/GBNY/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $ 16.36M | $ -4.79M | N/A | $ 17.33M | $ 33.28M |
| 2024 | $ 18.70M | $ -5.02M | $ 478.2K | $ 19.90M | $ 35.40M |
| 2023 | $ 17.06M | $ -1.69M | $ 1.81M | $ 23.58M | $ 37.70M |
| 2022 | $ 14.88M | $ 1.21M | $ 2.78M | $ 26.53M | $ 37.33M |
| 2021 | $ 16.99M | $ 1.68M | $ 3.54M | $ 17.76M | $ 43.48M |
| 2020 | $ 19.62M | $ 2.21M | $ 977.1K | $ 28.86M | $ 29.89M |
| 2019 | $ 17.30M | $ 112.3K | $ -233.6K | $ 32.18M | $ 28.23M |
| 2018 | $ 16.22M | $ 1.3K | $ 0 | N/A | N/A |
| 2017 | $ 15.39M | $ 964.5K | $ 0 | N/A | N/A |
| 2016 | $ 12.38M | $ -2.06M | $ 0 | N/A | N/A |
| 2015 | $ 16.44M | $ 1.53M | $ 0 | N/A | N/A |
| 2014 | $ 17.12M | $ 2.91M | $ 0 | N/A | N/A |
| 2013 | $ 17.24M | $ 3.07M | $ 0 | N/A | N/A |
| 2012 | $ 8.08M | $ 1.40M | $ 0 | N/A | N/A |
| 2009 | $ 8.25M | $ 275.6K | $ -2.66M | $ 20.73M | $ 16.92M |
| 2008 | $ 13.44M | $ -738.9K | $ -498.2K | $ 29.02M | $ 16.84M |
| 2007 | $ 15.05M | $ 257.4K | $ 53.49M | $ 9.93M | $ 18.57M |
| 2006 | $ 14.83M | $ 122.6K | $ 1.01M | $ 19.01M | $ 18.72M |
| 2005 | $ 9.93M | $ 15.1K | $ -248.3K | $ 27.23M | $ 10.11M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.52 |
| Liabilities / Eq | 9.48 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / FCF | 18.55 |

## Other views

- [Metrics](https://sponda.capital/en/GBNY.md)
- [Charts](https://sponda.capital/en/GBNY/charts.md)
- [Compare](https://sponda.capital/en/GBNY/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.