# Gouverneur Bancorp, Inc. (GOVB)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/GOVB/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 7.56M | $ 743.0K | $ 660.0K | $ 4.00M | $ 32.75M |
| 2025 | $ 9.95M | $ 750.5K | $ 668.6K | $ 7.04M | $ 32.11M |
| 2024 | $ 9.83M | $ 566.5K | $ -3.23M | $ 66.0K | $ 32.77M |
| 2023 | $ 8.90M | $ 341.7K | $ 5.96M | $ 13.99M | $ 25.11M |
| 2022 | $ 6.95M | $ 1.70M | $ -668.0K | $ 0 | $ 24.83M |
| 2021 | $ 6.83M | $ 1.27M | $ 0 | $ 0 | $ 27.40M |
| 2020 | $ 5.56M | $ -485.4K | $ 0 | N/A | N/A |
| 2019 | $ 5.23M | $ -598.9K | $ 0 | N/A | N/A |
| 2008 | $ 9.71M | $ 1.06M | $ 4.27M | $ 27.95M | $ 20.82M |
| 2007 | $ 13.37M | $ 1.43M | $ 758.6K | $ 33.15M | $ 20.43M |
| 2006 | $ 12.82M | $ 1.97M | $ 3.42M | $ 35.25M | $ 19.86M |
| 2005 | $ 10.59M | $ 1.56M | $ 3.53M | $ 36.75M | $ 18.68M |
| 2004 | $ 8.88M | $ 1.30M | $ 1.50M | $ 23.00M | $ 17.95M |
| 2003 | $ 8.44M | $ 896.4K | $ 1.65M | $ 6.50M | $ 17.56M |
| 2002 | $ 8.94M | $ 1.17M | $ -201.4K | $ 13.40M | $ 17.23M |
| 2001 | $ 9.51M | $ 1.16M | $ 1.65M | $ 16.40M | $ 16.66M |
| 2000 | $ 8.94M | $ 1.02M | $ 1.49M | $ 10.80M | $ 15.99M |
| 1999 | $ 3.94M | $ 454.2K | $ 302.8K | $ 7.40M | $ 16.00M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.12 |
| Liabilities / Eq | 5.07 |
| Current Ratio | 5,933.29 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 5.02 |
| Gross Debt / FCF | 4.61 |

## Other views

- [Metrics](https://sponda.capital/en/GOVB.md)
- [Charts](https://sponda.capital/en/GOVB/charts.md)
- [Compare](https://sponda.capital/en/GOVB/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-29.