# Harford Bank (HFBK)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/HFBK/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 20.38M | $ 4.06M | $ 5.02M | $ 1.82M | $ 74.61M |
| 2025 | $ 38.99M | $ 7.24M | $ 8.11M | $ 1.22M | $ 71.20M |
| 2024 | $ 38.08M | $ 7.32M | $ 7.41M | $ 0 | $ 65.03M |
| 2023 | $ 31.49M | $ 6.98M | $ 7.38M | $ 48.00M | $ 58.96M |
| 2022 | $ 24.26M | $ 5.73M | $ 7.19M | $ 0 | $ 54.05M |
| 2021 | $ 25.09M | $ 6.35M | $ 8.90M | $ 0 | $ 49.55M |
| 2020 | $ 24.88M | $ 4.07M | $ 2.69M | $ 0 | $ 45.20M |
| 2019 | $ 22.35M | $ 4.25M | $ 5.01M | $ 19.00M | $ 42.53M |
| 2018 | $ 21.50M | $ 4.21M | $ 3.94M | $ 26.00M | $ 39.60M |
| 2017 | $ 20.49M | $ 2.61M | $ 3.94M | $ 32.00M | $ 36.89M |
| 2016 | $ 19.73M | $ 2.55M | $ 4.20M | $ 33.00M | $ 35.34M |
| 2015 | $ 16.93M | $ 2.83M | $ 3.11M | $ 28.00M | $ 33.98M |
| 2014 | $ 18.76M | $ 3.98M | $ 4.87M | $ 28.00M | $ 32.40M |
| 2013 | $ 16.31M | $ 2.62M | $ 6.41M | $ 28.00M | $ 30.26M |
| 2012 | $ 8.28M | $ 1.61M | $ 3.18M | $ 0 | $ 16.25M |
| 2008 | $ 5.52M | $ 646.1K | N/A | $ 60.29M | $ 23.35M |
| 2007 | $ 15.68M | $ 2.05M | $ 3.92M | $ 3.00M | $ 22.81M |
| 2006 | $ 18.88M | $ 3.12M | $ 1.49M | $ 3.86M | $ 22.15M |
| 2005 | $ 12.94M | $ 2.93M | $ -2.96M | $ 4.71M | $ 21.39M |
| 2004 | $ 15.12M | $ 2.75M | $ 1.68M | $ 5.64M | $ 20.15M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.02 |
| Liabilities / Eq | 9.41 |
| Current Ratio | 404.53 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 0.34 |
| Gross Debt / FCF | 0.29 |

## Other views

- [Metrics](https://sponda.capital/en/HFBK.md)
- [Charts](https://sponda.capital/en/HFBK/charts.md)
- [Compare](https://sponda.capital/en/HFBK/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.