# Independent Bank Corporation (IBCP)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/IBCP/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 74.62M | $ 16.88M | $ -13.77M | $ 74.11M | $ 510.55M |
| 2025 | $ 317.24M | $ 70.18M | $ 71.85M | $ 116.87M | $ 502.95M |
| 2024 | $ 332.64M | $ 70.20M | $ 58.02M | $ 124.39M | $ 454.69M |
| 2023 | $ 306.76M | $ 63.87M | $ 75.22M | $ 129.26M | $ 404.45M |
| 2022 | $ 250.25M | $ 70.77M | $ 97.62M | $ 226.10M | $ 347.60M |
| 2021 | $ 246.40M | $ 74.76M | $ 124.00M | $ 108.96M | $ 398.48M |
| 2020 | $ 273.03M | $ 71.53M | $ 68.52M | $ 108.82M | $ 389.52M |
| 2019 | $ 246.05M | $ 59.94M | $ 37.49M | $ 128.10M | $ 350.17M |
| 2018 | $ 225.13M | $ 52.61M | $ 54.23M | $ 65.09M | $ 338.99M |
| 2017 | $ 185.42M | $ 27.58M | $ 46.85M | $ 90.17M | $ 264.93M |
| 2016 | $ 170.95M | $ 31.32M | $ 27.91M | $ 45.00M | $ 248.98M |
| 2015 | $ 160.66M | $ 28.10M | $ 27.63M | $ 47.52M | $ 251.09M |
| 2014 | $ 157.83M | $ 25.46M | $ 12.40M | $ 48.04M | $ 250.37M |
| 2013 | $ 171.98M | $ 110.24M | $ 62.22M | $ 57.91M | $ 231.58M |
| 2012 | $ 184.49M | $ 37.82M | $ 34.20M | $ 67.80M | $ 134.98M |
| 2011 | $ 237.53M | $ -29.68M | $ 48.26M | $ 83.56M | $ 102.63M |
| 2010 | $ 308.87M | $ -25.30M | $ -10.74M | $ 121.21M | $ 119.09M |
| 2009 | $ 375.23M | $ -136.62M | $ -31.02M | $ 224.07M | $ 109.86M |
| 2008 | $ 353.49M | $ -138.79M | $ 29.66M | $ 634.87M | $ 194.88M |
| 2007 | $ 409.42M | $ 15.68M | $ 11.31M | $ 449.88M | $ 240.50M |
| 2006 | $ 279.64M | $ 31.59M | $ 20.23M | $ 311.96M | $ 258.17M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.15 |
| Liabilities / Eq | 9.89 |
| Current Ratio | 61.78 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 1.23 |
| Gross Debt / FCF | 1.16 |

## Other views

- [Metrics](https://sponda.capital/en/IBCP.md)
- [Charts](https://sponda.capital/en/IBCP/charts.md)
- [Compare](https://sponda.capital/en/IBCP/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.