# ING Groep N.V. (INGVF)

> Financial Services · NL · Reports in EUR

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/INGVF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | € 5.85B | € 1.56B | N/A | € 216.11B | € 51.07B |
| 2025 | € 42.22B | € 6.43B | € 0 | € 169.33B | € 49.70B |
| 2024 | € 23.43B | € 6.62B | € 0 | € 171.33B | € 50.31B |
| 2023 | € 22.96B | € 7.73B | € 0 | € 150.00B | € 54.68B |
| 2022 | € 20.00B | € 4.01B | € 0 | € 119.50B | € 56.50B |
| 2021 | € 22.03B | € 5.70B | € 0 | € 116.01B | € 53.92B |
| 2020 | € 22.03B | € 3.11B | € 0 | € 78.95B | € 54.64B |
| 2019 | € 22.68B | € 5.97B | € 0 | € 119.69B | € 53.77B |
| 2018 | € 22.93B | € 5.95B | € 0 | € 133.48B | € 50.93B |
| 2017 | € 22.04B | € 6.30B | € 0 | € 112.05B | € 50.41B |
| 2016 | € 21.32B | € 5.48B | € 0 | € 131.75B | € 49.79B |
| 2015 | € 21.21B | € 5.28B | € 13.40B | € 137.70B | € 47.83B |
| 2014 | € 19.66B | € 1.27B | € 15.36B | € 144.51B | € 51.34B |
| 2013 | € 17.12B | € 3.77B | € -45.39B | € 175.52B | € 47.28B |
| 2012 | € 53.29B | € 4.33B | N/A | € 181.44B | € 49.51B |
| 2011 | € 74.30B | € 5.22B | N/A | € 168.40B | € 42.83B |
| 2010 | € 72.36B | € 4.13B | N/A | € 179.19B | € 38.37B |
| 2009 | € 63.50B | € -1.05B | € -39.80B | € 163.11B | € 31.12B |
| 2008 | € 95.49B | € -1.01B | € 16.80B | € 222.34B | € 17.33B |
| 2007 | € 110.63B | € 13.77B | € 16.18B | € 111.27B | € 37.21B |
| 2006 | € 81.35B | € 8.58B | € 13.59B | € 152.94B | € 38.27B |
| 2005 | N/A | N/A | € 49.02B | € 151.75B | € 38.40B |
| 2004 | N/A | N/A | € 20.39B | N/A | N/A |
| 2003 | N/A | N/A | € 94.47B | N/A | N/A |
| 2002 | N/A | N/A | € 24.50B | N/A | N/A |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 4.23 |
| Liabilities / Eq | 21.34 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 37.34 |
| Gross Debt / FCF | 125.26 |

## Other views

- [Metrics](https://sponda.capital/en/INGVF.md)
- [Charts](https://sponda.capital/en/INGVF/charts.md)
- [Compare](https://sponda.capital/en/INGVF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.