# Live Oak Bancshares, Inc. (LOB)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/LOB/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 532.41M | $ 66.84M | $ 113.71M | $ 99.77M | $ 1.31B |
| 2025 | $ 1.07B | $ 106.26M | $ 146.92M | $ 102.40M | $ 1.25B |
| 2024 | $ 976.76M | $ 81.43M | $ 512.04M | $ 112.82M | $ 999.03M |
| 2023 | $ 839.65M | $ 79.90M | $ 619.81M | $ 23.35M | $ 902.67M |
| 2022 | $ 568.42M | $ 196.84M | $ 90.19M | $ 83.20M | $ 811.03M |
| 2021 | $ 601.95M | $ 198.50M | $ -128.16M | $ 318.29M | $ 715.13M |
| 2020 | $ 481.94M | $ 75.85M | $ -364.02M | $ 1.54B | $ 567.85M |
| 2019 | $ 375.50M | $ 23.28M | $ -688.29M | $ 28.0K | $ 532.39M |
| 2018 | $ 345.33M | $ 67.95M | $ -131.81M | $ 2.90M | $ 493.56M |
| 2017 | $ 273.11M | $ 135.39M | $ -554.57M | $ 26.56M | $ 436.93M |
| 2016 | $ 199.20M | $ 18.95M | $ -320.35M | $ 31.82M | $ 222.85M |
| 2015 | $ 156.73M | $ 28.96M | $ -512.89M | $ 32.75M | $ 199.46M |
| 2014 | $ 116.96M | $ 14.20M | $ -389.78M | $ 47.95M | $ 91.81M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.08 |
| Liabilities / Eq | 11.21 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 0.96 |

## Other views

- [Metrics](https://sponda.capital/en/LOB.md)
- [Charts](https://sponda.capital/en/LOB/charts.md)
- [Compare](https://sponda.capital/en/LOB/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-29.