# Lake Shore Bancorp, Inc. (LSBK)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/LSBK/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 9.76M | $ 1.92M | N/A | N/A | N/A |
| 2025 | $ 40.50M | $ 7.44M | $ 7.62M | $ 1.33M | $ 141.64M |
| 2024 | $ 40.05M | $ 5.18M | $ 2.64M | $ 10.25M | $ 89.87M |
| 2023 | $ 39.35M | $ 5.21M | $ 6.29M | $ 35.25M | $ 86.27M |
| 2022 | $ 32.91M | $ 6.38M | $ 8.64M | $ 37.55M | $ 81.18M |
| 2021 | $ 33.10M | $ 7.35M | $ 9.42M | $ 21.95M | $ 87.98M |
| 2020 | $ 34.81M | $ 5.81M | $ 6.63M | $ 29.75M | $ 85.92M |
| 2019 | $ 34.54M | $ 5.28M | $ 6.49M | $ 34.65M | $ 82.84M |
| 2018 | $ 31.71M | $ 5.28M | $ 6.99M | $ 24.65M | $ 79.80M |
| 2017 | $ 29.72M | $ 4.55M | $ 5.86M | $ 26.95M | $ 78.38M |
| 2016 | $ 29.70M | $ 4.84M | $ 5.26M | $ 18.95M | $ 76.03M |
| 2015 | $ 28.49M | $ 4.69M | $ 6.32M | $ 21.15M | $ 73.88M |
| 2014 | $ 28.42M | $ 4.46M | $ 5.26M | $ 18.95M | $ 71.63M |
| 2013 | $ 29.45M | $ 5.32M | $ 6.72M | $ 19.50M | $ 65.27M |
| 2012 | $ 31.22M | $ 5.24M | $ 7.12M | $ 25.60M | $ 66.99M |
| 2011 | $ 33.61M | $ 5.41M | $ 8.72M | $ 34.14M | $ 63.95M |
| 2010 | $ 35.40M | $ 4.61M | $ 4.97M | $ 39.16M | $ 55.21M |
| 2009 | $ 33.47M | $ 3.27M | $ 3.40M | $ 43.00M | $ 55.45M |
| 2008 | $ 31.47M | $ 2.23M | $ 3.94M | $ 51.96M | $ 54.23M |
| 2007 | $ 31.23M | $ 2.75M | $ 1.74M | $ 56.45M | $ 53.47M |
| 2006 | $ 22.59M | $ 2.28M | $ 6.46M | $ 43.36M | $ 53.75M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.01 |
| Liabilities / Eq | 4.14 |
| Current Ratio | 200.88 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 0.24 |
| Gross Debt / FCF | 0.20 |

## Other views

- [Metrics](https://sponda.capital/en/LSBK.md)
- [Charts](https://sponda.capital/en/LSBK/charts.md)
- [Compare](https://sponda.capital/en/LSBK/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.