# OptimumBank Holdings, Inc. (OPHC)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/OPHC/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 21.24M | $ 4.66M | $ 7.87M | $ 40.00M | $ 126.85M |
| 2025 | $ 72.83M | $ 17.05M | $ 17.97M | $ 52.75M | $ 121.90M |
| 2024 | $ 67.54M | $ 13.80M | $ 15.36M | $ 102.77M | $ 103.18M |
| 2023 | $ 42.42M | $ 6.79M | $ 6.72M | $ 126.25M | $ 70.01M |
| 2022 | $ 25.52M | $ 4.49M | $ 11.21M | $ 22.17M | $ 62.58M |
| 2021 | $ 14.46M | $ 7.48M | $ 4.02M | $ 37.78M | $ 38.51M |
| 2020 | $ 8.92M | $ -996.2K | $ -2.11M | $ 25.99M | $ 17.83M |
| 2019 | $ 6.93M | $ -1.42M | $ -1.38M | $ 16.64M | $ 7.21M |
| 2018 | $ 5.78M | $ 1.05M | $ -277.3K | $ 29.76M | $ 5.31M |
| 2017 | $ 6.42M | $ -789.4K | $ 641.2K | $ 25.66M | $ 2.55M |
| 2016 | $ 6.35M | $ -544.8K | $ 619.1K | $ 28.66M | $ 3.08M |
| 2015 | $ 6.94M | $ -228.9K | $ 846.6K | $ 25.16M | $ 2.97M |
| 2014 | $ 9.06M | $ 2.27M | $ 1.65M | $ 27.90M | $ 2.98M |
| 2013 | $ 7.20M | $ -10.06M | $ -4.46M | $ 27.90M | $ -216.0K |
| 2012 | $ 6.94M | $ -6.78M | $ -4.34M | $ 32.86M | $ 6.91M |
| 2011 | $ 9.99M | $ -5.50M | $ -1.30M | $ 36.86M | $ 6.79M |
| 2010 | $ 15.42M | $ -12.80M | $ 2.52M | $ 37.67M | $ 2.84M |
| 2009 | $ 21.26M | $ -17.38M | $ 1.77M | $ 104.66M | $ 11.29M |
| 2008 | $ 24.19M | $ 785.8K | $ 4.67M | $ 115.66M | $ 22.77M |
| 2007 | $ 25.01M | $ 2.64M | $ 3.29M | $ 90.91M | $ 22.25M |
| 2006 | $ 22.57M | $ 2.78M | $ 5.46M | $ 72.66M | $ 20.42M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.32 |
| Liabilities / Eq | 9.00 |
| Current Ratio | 1.07 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 7.70 |
| Gross Debt / FCF | 6.61 |

## Other views

- [Metrics](https://sponda.capital/en/OPHC.md)
- [Charts](https://sponda.capital/en/OPHC/charts.md)
- [Compare](https://sponda.capital/en/OPHC/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.