# Old Second Bancorp, Inc. (OSBC)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/OSBC/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 200.00M | $ 53.76M | $ 64.09M | $ 468.66M | $ 902.81M |
| 2025 | $ 406.46M | $ 82.23M | $ 122.28M | $ 338.92M | $ 896.77M |
| 2024 | $ 353.34M | $ 89.62M | $ 126.91M | $ 141.90M | $ 671.03M |
| 2023 | $ 347.11M | $ 99.18M | $ 112.48M | $ 516.63M | $ 577.28M |
| 2022 | $ 285.13M | $ 75.30M | $ 103.90M | $ 260.81M | $ 461.14M |
| 2021 | $ 168.68M | $ 23.83M | $ 34.49M | $ 198.88M | $ 502.03M |
| 2020 | $ 177.72M | $ 35.45M | $ 28.11M | $ 160.52M | $ 307.09M |
| 2019 | $ 193.20M | $ 50.93M | $ 62.29M | $ 205.87M | $ 277.86M |
| 2018 | $ 182.29M | $ 44.92M | $ 70.01M | $ 313.36M | $ 229.08M |
| 2017 | $ 156.99M | $ 20.39M | $ 48.34M | $ 246.62M | $ 200.35M |
| 2016 | $ 138.27M | $ 21.58M | $ 34.77M | $ 197.30M | $ 175.21M |
| 2015 | $ 136.28M | $ 21.60M | $ 27.88M | $ 152.11M | $ 155.93M |
| 2014 | $ 135.30M | $ 14.32M | $ -10.46M | $ 169.91M | $ 194.16M |
| 2013 | $ 137.45M | $ 116.74M | $ 47.59M | $ 131.44M | $ 147.69M |
| 2012 | $ 166.41M | $ -104.0K | $ 61.00M | $ 221.75M | $ 72.55M |
| 2011 | $ 178.40M | $ -9.55M | $ 41.88M | $ 103.88M | $ 74.00M |
| 2010 | $ 229.53M | $ -164.51M | $ 103.34M | $ 110.04M | $ 83.96M |
| 2009 | $ 266.03M | $ -99.31M | $ 44.82M | $ 177.25M | $ 197.21M |
| 2008 | $ 292.53M | $ 17.90M | $ 53.89M | $ 348.01M | $ 193.10M |
| 2007 | $ 284.05M | $ 36.30M | $ 11.17M | $ 377.20M | $ 149.89M |
| 2006 | $ 197.09M | $ 26.57M | $ 43.00M | $ 213.36M | $ 158.56M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.52 |
| Liabilities / Eq | 6.59 |
| Current Ratio | 0.12 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 7.98 |
| Gross Debt / FCF | 5.88 |

## Other views

- [Metrics](https://sponda.capital/en/OSBC.md)
- [Charts](https://sponda.capital/en/OSBC/charts.md)
- [Compare](https://sponda.capital/en/OSBC/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-29.