# PT Bank Negara Indonesia (Persero) Tbk (PBNNF)

> Financial Services · ID · Reports in IDR

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/PBNNF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | IDR 24,145.82B | IDR 5,673.74B | IDR 19,088.14B | IDR 88,974.91B | IDR 161,750.59B |
| 2025 | IDR 83,662.17B | IDR 20,028.88B | IDR 85,101.56B | IDR 92,104.91B | IDR 172,228.16B |
| 2024 | IDR 81,382.26B | IDR 21,463.60B | IDR -66,324.58B | IDR 70,437.78B | IDR 162,457.58B |
| 2023 | IDR 81,560.35B | IDR 20,909.48B | IDR 8,037.80B | IDR 46,291.28B | IDR 150,131.01B |
| 2022 | IDR 74,616.88B | IDR 18,312.05B | IDR 17,511.31B | IDR 52,844.00B | IDR 135,815.72B |
| 2021 | IDR 68,794.81B | IDR 10,898.52B | IDR 95,628.62B | IDR 49,212.65B | IDR 123,738.37B |
| 2020 | IDR 72,453.08B | IDR 3,280.40B | IDR 72,980.48B | IDR 43,596.84B | IDR 110,192.52B |
| 2019 | IDR 75,068.08B | IDR 15,384.48B | IDR -14,462.84B | IDR 44,022.46B | IDR 122,515.58B |
| 2018 | IDR 68,659.98B | IDR 15,015.12B | IDR -6,219.15B | IDR 40,929.94B | IDR 108,076.88B |
| 2017 | IDR 63,905.32B | IDR 13,616.48B | IDR 31,678.33B | IDR 40,894.62B | IDR 98,592.29B |
| 2016 | IDR 57,095.44B | IDR 11,338.75B | IDR 15,517.43B | IDR 35,375.82B | IDR 87,157.33B |
| 2015 | IDR 46,577.46B | IDR 9,066.58B | IDR 21,337.81B | IDR 28,710.99B | IDR 76,414.74B |
| 2014 | IDR 41,568.94B | IDR 10,782.63B | IDR -232.20B | IDR 14,893.30B | IDR 59,071.77B |
| 2013 | IDR 32,765.08B | IDR 9,054.35B | IDR -6,589.10B | IDR 9,398.01B | IDR 47,600.24B |
| 2012 | IDR 29,303.90B | IDR 7,046.15B | IDR 5,814.35B | IDR 8,738.37B | IDR 43,473.02B |
| 2011 | IDR 28,293.27B | IDR 5,808.22B | IDR 14,665.93B | IDR 4,519.97B | IDR 37,733.15B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.55 |
| Liabilities / Eq | 7.81 |
| Current Ratio | 4.86 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 5.82 |
| Gross Debt / FCF | 3.49 |

## Other views

- [Metrics](https://sponda.capital/en/PBNNF.md)
- [Charts](https://sponda.capital/en/PBNNF/charts.md)
- [Compare](https://sponda.capital/en/PBNNF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.