# Peoples Bancorp of North Carolina, Inc. (PEBK)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/PEBK/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 54.11M | $ 9.63M | $ 10.62M | $ 18.75M | $ 161.34M |
| 2025 | $ 107.41M | $ 20.30M | $ 20.44M | $ 19.08M | $ 157.12M |
| 2024 | $ 102.79M | $ 17.19M | $ 20.94M | $ 19.60M | $ 130.56M |
| 2023 | $ 92.75M | $ 16.81M | $ 22.52M | $ 107.01M | $ 121.02M |
| 2022 | $ 79.00M | $ 18.01M | $ 20.21M | $ 68.34M | $ 105.20M |
| 2021 | $ 75.81M | $ 17.99M | $ 31.45M | $ 57.24M | $ 142.37M |
| 2020 | $ 82.28M | $ 14.47M | $ 8.50M | $ 45.14M | $ 139.90M |
| 2019 | $ 81.66M | $ 18.16M | $ 13.37M | $ 43.49M | $ 134.12M |
| 2018 | $ 75.96M | $ 17.67M | $ 20.40M | $ 78.71M | $ 123.62M |
| 2017 | $ 72.12M | $ 13.83M | $ 17.56M | $ 58.38M | $ 115.98M |
| 2016 | $ 72.43M | $ 12.63M | $ 14.62M | $ 77.05M | $ 107.43M |
| 2015 | $ 71.59M | $ 13.53M | $ 16.16M | $ 91.99M | $ 104.86M |
| 2014 | $ 70.84M | $ 13.26M | $ 16.00M | $ 119.05M | $ 98.67M |
| 2013 | $ 70.18M | $ 9.51M | $ 49.79M | $ 131.02M | $ 83.72M |
| 2012 | $ 74.76M | $ 8.37M | $ 26.15M | $ 125.20M | $ 97.75M |
| 2011 | $ 88.07M | $ 7.58M | $ 30.49M | $ 130.22M | $ 103.03M |
| 2010 | $ 93.96M | $ 2.79M | $ 24.77M | $ 126.31M | $ 96.86M |
| 2009 | $ 93.66M | $ 4.42M | $ 4.69M | $ 135.13M | $ 99.22M |
| 2008 | $ 101.17M | $ 9.68M | $ 13.49M | $ 141.72M | $ 101.13M |
| 2007 | $ 106.82M | $ 14.52M | $ 10.47M | $ 137.30M | $ 70.10M |
| 2006 | $ 71.69M | $ 10.50M | $ -16.48M | $ 208.84M | $ 62.84M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.12 |
| Liabilities / Eq | 9.94 |
| Current Ratio | 91.12 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 1.11 |
| Gross Debt / FCF | 0.99 |

## Other views

- [Metrics](https://sponda.capital/en/PEBK.md)
- [Charts](https://sponda.capital/en/PEBK/charts.md)
- [Compare](https://sponda.capital/en/PEBK/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.