# Powszechny Zaklad Ubezpieczen S.A. (PWZYF)

> Financial Services · PL · Reports in PLN

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/PWZYF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2025 | PLN 68.24B | PLN 6.70B | PLN 23.46B | PLN 40.71B | PLN 35.43B |
| 2024 | PLN 49.29B | PLN 5.34B | PLN 27.35B | PLN 30.47B | PLN 32.11B |
| 2023 | PLN 47.08B | PLN 5.75B | PLN 27.27B | PLN 29.25B | PLN 30.02B |
| 2022 | PLN 49.48B | PLN 3.37B | PLN 20.66B | PLN 24.06B | PLN 17.49B |
| 2021 | PLN 40.85B | PLN 3.34B | PLN 6.16B | PLN 17.96B | PLN 17.08B |
| 2020 | PLN 40.28B | PLN 1.91B | PLN 27.32B | PLN 25.03B | PLN 18.78B |
| 2019 | PLN 41.87B | PLN 3.30B | PLN 145.00M | PLN 23.68B | PLN 16.17B |
| 2018 | PLN 39.23B | PLN 3.21B | PLN -421.00M | PLN 23.76B | PLN 14.93B |
| 2017 | PLN 33.26B | PLN 2.91B | PLN 14.84B | PLN 20.31B | PLN 14.62B |
| 2016 | PLN 23.93B | PLN 1.94B | PLN 3.54B | PLN 8.90B | PLN 13.01B |
| 2015 | PLN 20.18B | PLN 2.34B | PLN -320.91M | PLN 7.49B | PLN 12.92B |
| 2014 | PLN 19.76B | PLN 2.97B | PLN -257.34M | PLN 2.63B | PLN 13.17B |
| 2013 | PLN 19.40B | PLN 3.29B | PLN -225.11M | PLN 227.35M | PLN 13.11B |
| 2012 | PLN 17.85B | PLN 3.26B | PLN -1.76B | PLN 1.01B | PLN 14.19B |
| 2011 | PLN 22.71B | PLN 3.79B | PLN 1.52B | PLN 0 | PLN 12.78B |
| 2010 | PLN 12.08B | PLN 2.44B | PLN -313.94M | PLN 0 | PLN 12.80B |
| 2009 | PLN 21.32B | PLN 3.76B | PLN -4.66B | PLN 0 | PLN 11.27B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 1.15 |
| Liabilities / Eq | 13.05 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 10.78 |
| Gross Debt / FCF | 2.71 |

## Other views

- [Metrics](https://sponda.capital/en/PWZYF.md)
- [Charts](https://sponda.capital/en/PWZYF/charts.md)
- [Compare](https://sponda.capital/en/PWZYF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-23.