# Banco Santander, S.A. (SAN)

> Financial Services · ES · Reports in EUR

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/SAN/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | € 63.16B | € 9.03B | € -19.71B | € 450.66B | € 109.30B |
| 2025 | € 74.19B | € 13.81B | € -10.76B | € 496.64B | € 103.17B |
| 2024 | € 82.87B | € 13.03B | € -33.83B | € 483.38B | € 98.60B |
| 2023 | € 75.67B | € 11.75B | € 14.20B | € 310.98B | € 95.42B |
| 2022 | € 62.23B | € 10.49B | € 3.37B | € 282.96B | € 89.10B |
| 2021 | € 73.34B | € 9.69B | € 60.76B | € 334.39B | € 86.93B |
| 2020 | € 75.71B | € -10.98B | € 72.14B | € 322.17B | € 81.48B |
| 2019 | € 90.81B | € 8.13B | € -7.80B | € 375.65B | € 100.07B |
| 2018 | € 88.12B | € 9.88B | € -11.10B | € 246.62B | € 96.47B |
| 2017 | € 91.76B | € 8.50B | € 40.06B | € 217.97B | € 94.49B |
| 2016 | € 93.22B | € 8.07B | € 16.17B | € 228.87B | € 90.94B |
| 2015 | € 80.76B | € 7.85B | € -4.35B | € 226.16B | € 88.04B |
| 2014 | € 91.46B | € 7.67B | € -15.63B | € 213.70B | € 80.81B |
| 2013 | € 107.35B | € 5.75B | € -50.02B | € 191.62B | € 70.59B |
| 2012 | € 56.92B | € 4.28B | N/A | € 224.21B | € 74.65B |
| 2011 | € 99.20B | € 7.26B | N/A | € 220.29B | € 76.41B |
| 2010 | € 91.30B | € 11.65B | N/A | € 222.98B | € 75.02B |
| 2009 | € 118.64B | € 11.91B | N/A | € 459.56B | € 68.67B |
| 2008 | € 51.69B | € 12.78B | € 18.92B | € 504.54B | € 57.59B |
| 2007 | € 100.47B | € 13.23B | € 67.01B | € 252.39B | € 55.20B |
| 2006 | € 83.12B | € 11.46B | N/A | € 217.35B | € 44.85B |
| 2005 | N/A | N/A | € -53.36M | € 157.80B | € 39.78B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 4.12 |
| Liabilities / Eq | 16.81 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 51.44 |
| Gross Debt / FCF | 33.91 |

## Other views

- [Metrics](https://sponda.capital/en/SAN.md)
- [Charts](https://sponda.capital/en/SAN/charts.md)
- [Compare](https://sponda.capital/en/SAN/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-27.