# Southern First Bancshares, Inc. (SFST)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/SFST/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 95.44M | $ 21.08M | $ 27.22M | $ 280.23M | $ 452.27M |
| 2025 | $ 229.99M | $ 31.09M | $ 30.59M | $ 264.90M | $ 368.66M |
| 2024 | $ 224.22M | $ 16.32M | $ 26.04M | $ 264.90M | $ 330.44M |
| 2023 | $ 202.69M | $ 14.52M | $ 17.74M | $ 311.32M | $ 312.47M |
| 2022 | $ 142.14M | $ 32.52M | $ 40.61M | $ 211.21M | $ 294.51M |
| 2021 | $ 125.68M | $ 55.52M | $ 61.29M | $ 36.11M | $ 277.90M |
| 2020 | $ 134.36M | $ 23.35M | $ 17.00M | $ 61.00M | $ 228.29M |
| 2019 | $ 140.86M | $ 35.96M | $ 12.72M | $ 145.89M | $ 205.86M |
| 2018 | $ 114.71M | $ 29.44M | $ 39.30M | $ 63.40M | $ 173.92M |
| 2017 | $ 94.97M | $ 17.57M | $ 15.91M | $ 80.60M | $ 149.69M |
| 2016 | $ 85.35M | $ 17.94M | $ 16.04M | $ 128.60M | $ 109.87M |
| 2015 | $ 76.44M | $ 14.27M | $ 21.70M | $ 128.60M | $ 94.24M |
| 2014 | $ 64.61M | $ 9.36M | $ 3.55M | $ 148.60M | $ 82.99M |
| 2013 | $ 56.78M | $ 7.28M | $ 10.40M | $ 137.50M | $ 65.67M |
| 2012 | $ 55.53M | $ 5.58M | $ 13.72M | $ 150.69M | $ 64.13M |
| 2011 | $ 55.79M | $ 3.07M | $ 12.96M | $ 258.80M | $ 62.54M |
| 2010 | $ 58.22M | $ 1.35M | $ 15.84M | $ 136.10M | $ 59.22M |
| 2009 | $ 57.57M | $ 2.15M | $ -3.89M | $ 160.35M | $ 59.84M |
| 2008 | $ 60.28M | $ 2.81M | $ 93.9K | $ 178.08M | $ 39.79M |
| 2007 | $ 61.75M | $ 5.20M | $ 4.50M | $ 171.92M | $ 38.28M |
| 2006 | $ 37.44M | $ 4.63M | $ -48.81M | $ 121.90M | $ 34.58M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.62 |
| Liabilities / Eq | 9.39 |
| Current Ratio | 27.12 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 9.78 |
| Gross Debt / FCF | 9.17 |

## Other views

- [Metrics](https://sponda.capital/en/SFST.md)
- [Charts](https://sponda.capital/en/SFST/charts.md)
- [Compare](https://sponda.capital/en/SFST/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-29.
