# Sparebanken Norge (SPIZF)

> Financial Services · NO · Reports in NOK

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/SPIZF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | kr. 6.45B | kr. 3.70B | kr. 5.34B | kr. 295.27B | kr. 52.51B |
| 2025 | kr. 23.40B | kr. 6.49B | kr. 6.88B | kr. 285.30B | kr. 49.25B |
| 2024 | kr. 7.51B | kr. 4.76B | kr. 4.47B | kr. 166.18B | kr. 26.12B |
| 2023 | kr. 9.33B | kr. 3.29B | kr. 3.85B | kr. 141.08B | kr. 21.76B |
| 2022 | kr. 5.40B | kr. 3.06B | kr. 2.47B | kr. 102.60B | kr. 21.89B |
| 2021 | kr. 4.82B | kr. 2.92B | kr. 2.39B | kr. 90.97B | kr. 19.81B |
| 2020 | kr. 4.63B | kr. 2.48B | kr. 1.95B | kr. 78.92B | kr. 18.44B |
| 2019 | kr. 4.80B | kr. 2.59B | kr. 493.35M | kr. 95.97B | kr. 16.90B |
| 2018 | kr. 4.39B | kr. 2.09B | kr. 1.88B | kr. 96.27B | kr. 15.63B |
| 2017 | kr. 4.07B | kr. 1.84B | kr. 1.47B | kr. 85.98B | kr. 14.05B |
| 2016 | kr. 4.03B | kr. 2.01B | kr. 1.39B | kr. 78.17B | kr. 13.07B |
| 2015 | kr. 3.84B | kr. 1.43B | kr. 2.03B | kr. 78.91B | kr. 11.31B |
| 2014 | kr. 4.33B | kr. 1.66B | kr. 1.22B | kr. 64.58B | kr. 9.09B |
| 2013 | kr. 3.96B | kr. 1.30B | kr. 864.07M | kr. 58.97B | kr. 8.13B |
| 2012 | kr. 3.83B | kr. 1.26B | kr. 1.52B | kr. 52.38B | kr. 7.51B |
| 2011 | kr. 3.32B | kr. 809.48M | kr. -4.52B | kr. 54.19B | kr. 6.69B |
| 2010 | kr. 1.82B | kr. 903.51M | kr. -2.19B | kr. 49.09B | kr. 5.93B |
| 2009 | kr. 1.43B | kr. 551.56M | kr. -756.69M | kr. 46.38B | kr. 4.88B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 5.62 |
| Liabilities / Eq | 10.38 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 85.94 |
| Gross Debt / FCF | 92.91 |

## Other views

- [Metrics](https://sponda.capital/en/SPIZF.md)
- [Charts](https://sponda.capital/en/SPIZF/charts.md)
- [Compare](https://sponda.capital/en/SPIZF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.