# Synchrony Financial (SYF)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/SYF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 9.36B | $ 1.69B | $ 4.60B | $ 16.43B | $ 16.90B |
| 2025 | $ 19.57B | $ 3.64B | $ 10.09B | $ 15.18B | $ 16.77B |
| 2024 | $ 20.70B | $ 3.68B | $ 10.35B | $ 15.46B | $ 16.58B |
| 2023 | $ 18.75B | $ 2.42B | $ 9.29B | $ 15.98B | $ 13.90B |
| 2022 | $ 14.74B | $ 3.37B | $ 7.48B | $ 14.19B | $ 12.87B |
| 2021 | $ 13.34B | $ 5.02B | $ 8.44B | $ 14.51B | $ 13.66B |
| 2020 | $ 16.34B | $ 1.76B | $ 9.54B | $ 15.78B | $ 12.70B |
| 2019 | $ 20.14B | $ 4.84B | $ 11.60B | $ 19.87B | $ 15.09B |
| 2018 | $ 20.01B | $ 3.68B | $ 12.34B | $ 24.00B | $ 14.68B |
| 2017 | $ 18.53B | $ 2.61B | $ 12.01B | $ 20.80B | $ 14.23B |
| 2016 | $ 16.81B | $ 3.10B | $ 9.39B | $ 20.15B | $ 14.20B |
| 2015 | $ 15.28B | $ 3.11B | $ 8.68B | $ 24.28B | $ 12.60B |
| 2014 | $ 14.34B | $ 2.98B | $ 7.55B | $ 27.46B | $ 10.48B |
| 2013 | $ 13.43B | $ 2.81B | $ 10.57B | $ 24.32B | $ 5.96B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.97 |
| Liabilities / Eq | 6.22 |
| Current Ratio | 3.72 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 4.79 |
| Gross Debt / FCF | 1.63 |

## Other views

- [Metrics](https://sponda.capital/en/SYF.md)
- [Charts](https://sponda.capital/en/SYF/charts.md)
- [Compare](https://sponda.capital/en/SYF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.