# United Bancorporation of Alabama, Inc. (UBAB)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UBAB/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 47.36M | $ 12.57M | $ 0 | $ 30.53M | $ 276.95M |
| 2025 | $ 92.04M | $ 20.14M | $ 0 | $ 30.28M | $ 269.73M |
| 2024 | $ 97.33M | $ 29.04M | $ 0 | $ 33.97M | $ 265.71M |
| 2023 | $ 91.62M | $ 34.10M | $ 0 | $ 40.79M | $ 248.64M |
| 2022 | $ 66.11M | $ 20.87M | $ 965.8K | $ 18.94M | $ 212.61M |
| 2021 | $ 64.70M | $ 22.03M | $ 0 | $ 23.51M | $ 109.71M |
| 2020 | $ 55.68M | $ 15.50M | $ 0 | $ 20.22M | $ 96.85M |
| 2019 | $ 49.02M | $ 12.62M | $ 0 | $ 18.46M | $ 82.86M |
| 2018 | $ 41.91M | $ 13.19M | $ 0 | $ 14.97M | $ 46.62M |
| 2017 | $ 33.63M | $ 4.71M | $ 0 | $ 16.55M | $ 38.05M |
| 2016 | $ 31.24M | $ 4.58M | $ 0 | $ 15.65M | $ 33.98M |
| 2015 | $ 30.34M | $ 3.70M | $ 0 | $ 10.81M | $ 43.08M |
| 2014 | $ 28.16M | $ 2.55M | $ 0 | $ 10.96M | $ 40.66M |
| 2012 | $ 7.91M | $ 443.3K | $ -710.8K | $ 11.37M | $ 37.61M |
| 2011 | $ 35.40M | $ 1.74M | $ 9.60M | $ 11.43M | $ 37.27M |
| 2010 | $ 37.15M | $ -1.27M | $ 7.15M | $ 11.59M | $ 35.52M |
| 2009 | $ 38.55M | $ -6.10M | $ 4.68M | $ 11.76M | $ 37.56M |
| 2008 | $ 44.54M | $ 826.6K | $ -453.9K | $ 13.78M | $ 42.12M |
| 2007 | $ 47.25M | $ 1.56M | $ -3.45M | $ 53.29M | $ 31.92M |
| 2006 | $ 43.85M | $ 4.75M | $ 440.4K | $ 65.67M | $ 30.72M |
| 2005 | $ 33.66M | $ 4.38M | $ 1.79M | $ 47.55M | $ 28.03M |
| 2004 | $ 13.78M | $ 1.82M | $ 2.02M | $ 12.29M | $ 26.35M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.11 |
| Liabilities / Eq | 4.37 |
| Current Ratio | 0.36 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 1.63 |
| Gross Debt / FCF | 316.09 |

## Other views

- [Metrics](https://sponda.capital/en/UBAB.md)
- [Charts](https://sponda.capital/en/UBAB/charts.md)
- [Compare](https://sponda.capital/en/UBAB/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.