# United Bancorp, Inc. (UBCP)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UBCP/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 11.44M | $ 1.91M | N/A | $ 90.60M | $ 66.82M |
| 2025 | $ 48.64M | $ 7.94M | $ 6.17M | $ 131.27M | $ 70.51M |
| 2024 | $ 46.23M | $ 7.78M | $ -1.31M | $ 132.21M | $ 63.46M |
| 2023 | $ 44.23M | $ 9.68M | $ 9.06M | $ 128.33M | $ 63.59M |
| 2022 | $ 35.46M | $ 9.67M | $ 8.90M | $ 41.83M | $ 59.74M |
| 2021 | $ 36.15M | $ 11.23M | $ 8.81M | $ 39.37M | $ 71.70M |
| 2020 | $ 44.01M | $ 10.13M | $ 8.73M | $ 36.31M | $ 68.33M |
| 2019 | $ 39.91M | $ 8.79M | $ 9.40M | $ 70.26M | $ 59.92M |
| 2018 | $ 32.96M | $ 5.66M | $ 6.56M | $ 12.30M | $ 50.64M |
| 2017 | $ 28.43M | $ 4.78M | $ 5.10M | $ 25.23M | $ 43.90M |
| 2016 | $ 27.92M | $ 4.93M | $ 2.64M | $ 53.37M | $ 42.64M |
| 2015 | $ 27.90M | $ 4.53M | $ 4.16M | $ 42.04M | $ 41.50M |
| 2014 | $ 28.34M | $ 3.75M | $ 5.47M | $ 41.04M | $ 40.39M |
| 2013 | $ 30.19M | $ 3.71M | $ 8.32M | $ 42.61M | $ 38.87M |
| 2012 | $ 30.89M | $ 3.46M | $ 5.88M | $ 47.12M | $ 36.63M |
| 2011 | $ 34.85M | $ 4.54M | $ 6.98M | $ 56.89M | $ 36.18M |
| 2010 | $ 37.83M | $ 3.86M | $ 7.91M | $ 59.29M | $ 35.58M |
| 2009 | $ 40.35M | $ 4.40M | $ 1.41M | $ 63.41M | $ 35.21M |
| 2008 | $ 43.58M | $ 5.69M | $ 7.33M | $ 99.30M | $ 33.90M |
| 2007 | $ 44.94M | $ 3.91M | $ 4.50M | $ 85.54M | $ 33.89M |
| 2006 | $ 31.77M | $ 2.07M | $ 5.51M | $ 57.24M | $ 32.58M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 1.36 |
| Liabilities / Eq | 0.00 |
| Current Ratio | 0.77 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 15.54 |

## Other views

- [Metrics](https://sponda.capital/en/UBCP.md)
- [Charts](https://sponda.capital/en/UBCP/charts.md)
- [Compare](https://sponda.capital/en/UBCP/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-13.