# United Bankshares, Inc. (UBSI)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UBSI/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 895.09M | $ 248.40M | $ 156.02M | $ 792.31M | $ 5.49B |
| 2025 | $ 1.86B | $ 475.71M | $ 498.59M | $ 921.17M | $ 5.50B |
| 2024 | $ 1.70B | $ 392.05M | $ 455.46M | $ 803.28M | $ 4.99B |
| 2023 | $ 1.65B | $ 396.08M | $ 457.96M | $ 2.08B | $ 4.77B |
| 2022 | $ 1.28B | $ 424.08M | $ 831.08M | $ 2.43B | $ 4.52B |
| 2021 | $ 1.26B | $ 437.11M | $ 706.25M | $ 1.03B | $ 4.72B |
| 2020 | $ 1.45B | $ 368.19M | $ 154.68M | $ 1.08B | $ 4.30B |
| 2019 | $ 1.18B | $ 335.72M | $ 176.33M | $ 2.27B | $ 3.36B |
| 2018 | $ 1.11B | $ 338.55M | $ 378.72M | $ 1.85B | $ 3.25B |
| 2017 | $ 1.02B | $ 202.85M | $ 322.73M | $ 1.84B | $ 3.24B |
| 2016 | $ 741.06M | $ 202.36M | $ 222.25M | $ 1.38B | $ 2.24B |
| 2015 | $ 696.06M | $ 193.70M | $ 239.01M | $ 1.44B | $ 1.71B |
| 2014 | $ 690.55M | $ 183.53M | $ 192.04M | $ 1.54B | $ 1.66B |
| 2013 | $ 530.00M | $ 121.78M | $ 193.71M | $ 1.01B | $ 1.04B |
| 2012 | $ 560.05M | $ 119.26M | $ 179.36M | $ 599.89M | $ 992.25M |
| 2011 | $ 548.94M | $ 111.08M | $ 162.45M | $ 600.13M | $ 968.84M |
| 2010 | $ 603.17M | $ 108.94M | $ 147.72M | $ 579.67M | $ 793.01M |
| 2009 | $ 609.86M | $ 101.90M | $ 73.75M | $ 994.88M | $ 761.55M |
| 2008 | $ 752.85M | $ 131.66M | $ 168.85M | $ 1.63B | $ 736.71M |
| 2007 | $ 751.74M | $ 137.29M | $ 118.72M | $ 1.81B | $ 761.20M |
| 2006 | $ 680.94M | $ 135.14M | $ 130.65M | $ 1.18B | $ 634.09M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.14 |
| Liabilities / Eq | 5.14 |
| Current Ratio | 33.20 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 3.22 |
| Gross Debt / FCF | 28.27 |

## Other views

- [Metrics](https://sponda.capital/en/UBSI.md)
- [Charts](https://sponda.capital/en/UBSI/charts.md)
- [Compare](https://sponda.capital/en/UBSI/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-13.