# United Community Banks, Inc. (UCB)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UCB/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 377.71M | $ 84.29M | $ 62.36M | $ 120.50M | $ 3.65B |
| 2025 | $ 1.57B | $ 336.00M | $ 417.47M | $ 205.40M | $ 3.64B |
| 2024 | $ 1.56B | $ 265.29M | $ 318.15M | $ 449.15M | $ 3.43B |
| 2023 | $ 1.40B | $ 202.78M | $ 239.48M | $ 324.82M | $ 3.26B |
| 2022 | $ 1.04B | $ 309.97M | $ 630.72M | $ 1.19B | $ 2.70B |
| 2021 | $ 851.40M | $ 320.70M | $ 395.63M | $ 247.36M | $ 2.22B |
| 2020 | $ 886.14M | $ 209.04M | $ 178.63M | $ 326.96M | $ 2.01B |
| 2019 | $ 811.07M | $ 239.72M | $ 171.66M | $ 212.66M | $ 1.64B |
| 2018 | $ 783.22M | $ 219.38M | $ 333.33M | $ 427.19M | $ 1.46B |
| 2017 | $ 643.90M | $ 91.36M | $ 250.27M | $ 675.20M | $ 1.30B |
| 2016 | $ 589.84M | $ 138.49M | $ 168.28M | $ 884.29M | $ 1.08B |
| 2015 | $ 492.90M | $ 100.50M | $ 142.39M | $ 610.60M | $ 1.02B |
| 2014 | $ 429.54M | $ 95.55M | $ 136.84M | $ 405.99M | $ 739.58M |
| 2013 | $ 430.47M | $ 388.47M | $ 260.99M | $ 356.47M | $ 795.72M |
| 2012 | $ 455.98M | $ 48.88M | $ 258.38M | $ 270.08M | $ 581.41M |
| 2011 | $ 511.76M | $ -473.54M | $ 217.81M | $ 366.00M | $ 575.49M |
| 2010 | $ 590.02M | $ -523.34M | $ 217.76M | $ 306.34M | $ 635.52M |
| 2009 | $ 691.31M | $ -345.72M | $ 188.80M | $ 365.96M | $ 962.32M |
| 2008 | $ 784.10M | $ -96.07M | $ 167.24M | $ 494.72M | $ 989.38M |
| 2007 | $ 926.18M | $ 87.81M | $ 108.04M | $ 1.27B | $ 831.90M |
| 2006 | $ 563.98M | $ 79.91M | $ -248.64M | $ 668.12M | $ 616.77M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.03 |
| Liabilities / Eq | 6.71 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 1.42 |

## Other views

- [Metrics](https://sponda.capital/en/UCB.md)
- [Charts](https://sponda.capital/en/UCB/charts.md)
- [Compare](https://sponda.capital/en/UCB/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-13.