# UMB Financial Corporation (UMBF)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UMBF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 1.98B | $ 539.01M | $ 710.53M | $ 3.56B | $ 8.03B |
| 2025 | $ 4.55B | $ 719.19M | $ 1.00B | $ 3.80B | $ 7.69B |
| 2024 | $ 2.77B | $ 463.78M | $ 211.35M | $ 3.00B | $ 3.47B |
| 2023 | $ 2.43B | $ 378.46M | $ 481.91M | $ 3.50B | $ 3.10B |
| 2022 | $ 1.77B | $ 482.23M | $ 801.90M | $ 2.60B | $ 2.67B |
| 2021 | $ 1.48B | $ 419.62M | $ 594.80M | $ 3.51B | $ 3.15B |
| 2020 | $ 1.65B | $ 364.98M | $ 398.62M | $ 2.59B | $ 3.02B |
| 2019 | $ 1.57B | $ 314.43M | $ 347.36M | $ 1.97B | $ 2.61B |
| 2018 | $ 1.41B | $ 258.21M | $ 315.85M | $ 1.60B | $ 2.23B |
| 2017 | $ 1.32B | $ 332.88M | $ 390.78M | $ 1.34B | $ 2.18B |
| 2016 | $ 1.24B | $ 218.48M | $ 337.95M | $ 1.93B | $ 1.96B |
| 2015 | $ 1.16B | $ 162.97M | $ 221.74M | $ 1.91B | $ 1.89B |
| 2014 | $ 1.11B | $ 170.49M | $ 281.17M | $ 2.03B | $ 1.64B |
| 2013 | $ 1.09B | $ 190.53M | $ 365.35M | $ 1.59B | $ 1.51B |
| 2012 | $ 976.72M | $ 177.17M | $ 259.45M | $ 1.79B | $ 1.28B |
| 2011 | $ 1.11B | $ 156.42M | $ 260.75M | $ 1.97B | $ 1.19B |
| 2010 | $ 1.07B | $ 137.79M | $ 223.19M | $ 2.13B | $ 1.06B |
| 2009 | $ 1.01B | $ 135.49M | $ 186.64M | $ 1.98B | $ 1.02B |
| 2008 | $ 1.06B | $ 148.50M | $ 171.69M | $ 2.18B | $ 974.81M |
| 2007 | $ 1.07B | $ 112.37M | $ 157.31M | $ 1.80B | $ 890.57M |
| 2006 | $ 944.87M | $ 90.50M | $ 790.60M | $ 1.68B | $ 848.88M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.44 |
| Liabilities / Eq | 8.00 |
| Current Ratio | 0.25 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 8.12 |
| Gross Debt / FCF | 6.48 |

## Other views

- [Metrics](https://sponda.capital/en/UMBF.md)
- [Charts](https://sponda.capital/en/UMBF/charts.md)
- [Compare](https://sponda.capital/en/UMBF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.