# University Bancorp, Inc. (UNIB)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UNIB/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 8.91M | $ 8.90M | $ 0 | $ 43.27M | $ 132.74M |
| 2025 | $ 38.43M | $ 6.43M | $ 0 | $ 110.56M | $ 125.30M |
| 2023 | $ 0 | $ 1.68M | $ 0 | $ 0 | $ 76.28M |
| 2021 | $ 249.17M | $ 249.17M | N/A | N/A | N/A |
| 2008 | $ 14.99M | $ 710.9K | $ -18.04M | $ 3.52M | $ 5.73M |
| 2007 | $ 17.38M | $ 976.0K | $ 3.04M | $ 0 | $ 5.98M |
| 2006 | $ 12.90M | $ -608.2K | $ 2.66M | $ 0 | $ 5.25M |
| 2005 | $ 13.88M | $ 3.01M | $ -1.72M | $ 0 | $ 5.30M |
| 2004 | $ 9.94M | $ -885.5K | $ -2.40M | $ 2.45M | $ 3.00M |
| 2003 | $ 13.12M | $ 143.0K | $ 3.21M | $ 166.0K | $ 3.43M |
| 2002 | $ 11.56M | $ 311.3K | $ 267.9K | $ 298.0K | $ 3.16M |
| 2001 | $ 11.35M | $ -464.2K | $ -4.79M | $ 1.75M | $ 2.74M |
| 2000 | $ 9.03M | $ -1.38M | $ -282.2K | $ 5.02M | $ 2.04M |
| 1999 | $ 7.11M | $ -1.03M | $ 10.30M | $ 5.70M | $ 2.00M |
| 1998 | $ 15.14M | $ 0 | $ 13.02M | $ 1.50M | $ 3.10M |
| 1997 | $ 15.14M | $ -1.67M | $ 14.23M | $ 4.50M | $ 3.40M |
| 1996 | $ 10.75M | $ -757.1K | $ -36.95M | $ 20.00M | $ 3.90M |
| 1995 | $ 4.69M | N/A | $ -12.26M | $ 11.00M | $ 4.70M |
| 1994 | $ 11.66M | $ 0 | $ 31.19M | $ 10.80M | $ 4.10M |
| 1993 | $ 7.12M | $ 151.4K | $ -24.23M | $ 9.80M | $ 2.40M |
| 1992 | $ 6.66M | $ 605.7K | $ 302.8K | $ 1.90M | $ 2.60M |
| 1991 | $ 5.91M | $ -302.8K | $ 302.8K | $ 2.10M | $ 2.50M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.33 |
| Liabilities / Eq | 0.34 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 1.61 |

## Other views

- [Metrics](https://sponda.capital/en/UNIB.md)
- [Charts](https://sponda.capital/en/UNIB/charts.md)
- [Compare](https://sponda.capital/en/UNIB/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.