# Unicaja Banco S.A. (UNJCF)

> Financial Services · ES · Reports in EUR

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UNJCF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | € 1.25B | € 362.31M | € 0 | € 9.11B | € 6.75B |
| 2025 | € 2.96B | € 642.60M | € 0 | € 3.95B | € 7.07B |
| 2024 | € 3.33B | € 594.68M | € 0 | € 4.81B | € 6.74B |
| 2023 | € 2.94B | € 282.27M | € 193.34M | € 5.09B | € 6.64B |
| 2022 | € 1.91B | € 300.30M | € 96.97M | € 4.48B | € 6.46B |
| 2021 | € 1.76B | € 153.85M | N/A | € 3.08B | € 6.33B |
| 2020 | € 1.48B | € 97.29M | N/A | € 751.69M | € 4.00B |
| 2019 | € 1.59B | € 214.91M | N/A | € 744.03M | € 3.97B |
| 2018 | € 1.71B | € 194.57M | N/A | € 425.90M | € 3.92B |
| 2017 | € 1.81B | € 197.82M | N/A | € 601.48M | € 3.87B |
| 2016 | € 1.01B | € 7.96M | N/A | € 1.41B | € 2.95B |
| 2015 | N/A | N/A | N/A | € 1.89B | € 2.98B |
| 2014 | N/A | N/A | N/A | € 2.53B | € 2.97B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 1.35 |
| Liabilities / Eq | 13.67 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 29.90 |
| Gross Debt / FCF | 186.45 |

## Other views

- [Metrics](https://sponda.capital/en/UNJCF.md)
- [Charts](https://sponda.capital/en/UNJCF/charts.md)
- [Compare](https://sponda.capital/en/UNJCF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-29.