# United Overseas Bank Limited (UOVEY)

> Financial Services · SG · Reports in SGD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UOVEY/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2025 | S$ 19.15B | S$ 4.68B | S$ -2.75B | S$ 44.99B | S$ 51.25B |
| 2024 | S$ 14.28B | S$ 6.05B | S$ -15.72B | S$ 24.97B | S$ 49.73B |
| 2023 | S$ 13.01B | S$ 5.60B | S$ -17.06B | S$ 23.49B | S$ 46.23B |
| 2022 | S$ 12.61B | S$ 4.50B | S$ 2.85B | S$ 41.64B | S$ 43.37B |
| 2021 | S$ 11.95B | S$ 4.08B | S$ 4.11B | S$ 35.21B | S$ 42.63B |
| 2020 | S$ 13.08B | S$ 2.92B | S$ 5.44B | S$ 48.15B | S$ 38.53B |
| 2019 | S$ 9.60B | S$ 4.25B | S$ -10.12B | S$ 16.48B | S$ 39.64B |
| 2018 | S$ 8.72B | S$ 3.90B | S$ -27.85B | S$ 14.93B | S$ 37.62B |
| 2017 | S$ 6.56B | S$ 2.55B | S$ 3.56B | S$ 25.88B | S$ 36.85B |
| 2016 | S$ 7.47B | S$ 3.00B | S$ -28.35B | S$ 9.97B | S$ 32.87B |
| 2015 | S$ 7.38B | S$ 3.10B | S$ -7.57B | S$ 8.15B | S$ 29.94B |
| 2014 | S$ 6.82B | S$ 3.15B | S$ -9.87B | S$ 8.56B | S$ 28.74B |
| 2013 | S$ 6.29B | S$ 2.90B | S$ -36.60B | S$ 7.47B | S$ 25.56B |
| 2012 | S$ 6.48B | S$ 2.80B | S$ -6.06B | S$ 14.37B | S$ 25.08B |
| 2011 | S$ 5.83B | S$ 2.39B | S$ -10.69B | S$ 11.79B | S$ 22.97B |
| 2010 | S$ 4.39B | S$ 2.02B | S$ 10.30B | S$ 6.26B | S$ 21.47B |
| 2009 | S$ 5.40B | S$ 2.00B | S$ 10.39B | S$ 6.04B | S$ 18.99B |
| 2008 | S$ 5.25B | S$ 1.94B | S$ 1.47B | S$ 6.25B | S$ 15.57B |
| 2007 | S$ 4.87B | S$ 2.11B | S$ 7.13B | S$ 6.67B | S$ 17.33B |
| 2006 | S$ 4.84B | S$ 2.57B | S$ 12.47B | S$ 6.60B | S$ 16.79B |
| 2005 | S$ 3.76B | S$ 1.71B | S$ 2.16B | S$ 7.11B | S$ 14.93B |
| 2004 | S$ 3.26B | S$ 1.45B | S$ 6.63B | S$ 7.09B | S$ 13.44B |
| 2003 | S$ 3.16B | S$ 1.20B | S$ 2.28B | S$ 4.20B | S$ 13.28B |
| 2002 | S$ 4.65B | S$ 1.06B | S$ 3.75B | S$ 21.61B | S$ 12.65B |
| 2001 | S$ 2.22B | S$ 928.57M | S$ -1.06B | S$ 0 | S$ 12.65B |
| 2000 | S$ 1.91B | S$ 912.46M | S$ 7.68B | S$ 0 | S$ 6.77B |
| 1999 | S$ 1.79B | S$ 774.82M | S$ 3.27B | S$ 0 | S$ 5.75B |
| 1998 | S$ 1.71B | S$ 337.79M | S$ 3.61B | S$ 0 | S$ 5.52B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.88 |
| Liabilities / Eq | 10.16 |
| Current Ratio | 0.16 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 10.84 |

## Other views

- [Metrics](https://sponda.capital/en/UOVEY.md)
- [Charts](https://sponda.capital/en/UOVEY/charts.md)
- [Compare](https://sponda.capital/en/UOVEY/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-23.