# Upstart Holdings, Inc. (UPST)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/UPST/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 565.51M | $ 9.89M | $ -274.74M | $ 2.03B | $ 797.49M |
| 2025 | $ 1.10B | $ 54.88M | $ -170.10M | $ 1.85B | $ 798.82M |
| 2024 | $ 711.54M | $ -135.15M | $ 185.35M | $ 1.45B | $ 633.22M |
| 2023 | $ 587.13M | $ -259.64M | $ -131.82M | $ 1.10B | $ 635.31M |
| 2022 | $ 947.98M | $ -121.39M | $ -779.29M | $ 1.09B | $ 672.44M |
| 2021 | $ 1.01B | $ 160.99M | $ 171.01M | $ 795.80M | $ 807.08M |
| 2020 | $ 293.10M | $ 7.62M | $ 12.86M | $ 82.06M | $ 300.25M |
| 2019 | $ 151.84M | $ 7.39M | $ 8.45M | $ 135.67M | $ -62.71M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 2.54 |
| Liabilities / Eq | 2.98 |
| Current Ratio | 14.10 |

## Other views

- [Metrics](https://sponda.capital/en/UPST.md)
- [Charts](https://sponda.capital/en/UPST/charts.md)
- [Compare](https://sponda.capital/en/UPST/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-29.