# Waterstone Financial, Inc. (WSBF)

> Financial Services · US · Reports in USD

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/WSBF/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | $ 49.24M | $ 6.00M | $ -1.64M | $ 413.03M | $ 348.21M |
| 2025 | $ 206.43M | $ 27.03M | $ 23.57M | $ 412.26M | $ 349.39M |
| 2024 | $ 209.56M | $ 19.64M | $ 49.36M | $ 446.52M | $ 339.14M |
| 2023 | $ 191.34M | $ 10.14M | $ -30.57M | $ 466.05M | $ 344.06M |
| 2022 | $ 191.09M | $ 21.77M | $ 230.08M | $ 386.78M | $ 370.49M |
| 2021 | $ 319.12M | $ 84.15M | $ 182.67M | $ 477.13M | $ 432.77M |
| 2020 | $ 404.92M | $ 103.37M | $ -129.68M | $ 508.07M | $ 413.12M |
| 2019 | $ 267.45M | $ 46.34M | $ -55.93M | $ 483.56M | $ 393.69M |
| 2018 | $ 245.38M | $ 40.62M | $ 51.47M | $ 435.05M | $ 399.68M |
| 2017 | $ 257.99M | $ 34.98M | $ 142.15M | $ 386.29M | $ 412.10M |
| 2016 | $ 261.55M | $ 35.13M | $ -34.60M | $ 387.16M | $ 410.69M |
| 2015 | $ 233.68M | $ 23.27M | $ -22.40M | $ 441.20M | $ 391.93M |
| 2014 | $ 209.41M | $ 17.99M | $ -5.89M | $ 434.00M | $ 450.24M |
| 2013 | $ 214.28M | $ 20.92M | $ 66.74M | $ 455.20M | $ 214.47M |
| 2012 | $ 232.21M | $ 50.41M | $ -14.16M | $ 479.89M | $ 202.63M |
| 2011 | $ 180.76M | $ -10.98M | $ 50.05M | $ 488.28M | $ 166.37M |
| 2010 | $ 195.21M | $ -2.81M | $ -21.28M | $ 459.34M | $ 172.22M |
| 2009 | $ 157.77M | $ -15.35M | $ -42.67M | $ 508.53M | $ 168.59M |
| 2008 | $ 167.11M | $ -40.04M | $ 36.44M | $ 487.86M | $ 171.27M |
| 2007 | $ 157.19M | $ 2.36M | $ -3.55M | $ 475.48M | $ 201.82M |
| 2006 | $ 147.52M | $ 12.19M | $ 2.28M | $ 334.00M | $ 241.27M |
| 2005 | N/A | N/A | N/A | $ 104.56M | $ 136.59M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 1.19 |
| Liabilities / Eq | 5.47 |
| Current Ratio | 0.23 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 17.81 |

## Other views

- [Metrics](https://sponda.capital/en/WSBF.md)
- [Charts](https://sponda.capital/en/WSBF/charts.md)
- [Compare](https://sponda.capital/en/WSBF/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-13.