# XP Inc. (XP)

> Financial Services · KY · Reports in BRL

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/XP/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | R$ 4.62B | R$ 1.29B | R$ 694.21M | R$ 89.50B | R$ 24.41B |
| 2025 | R$ 19.17B | R$ 5.33B | R$ 12.22B | R$ 85.30B | R$ 23.55B |
| 2024 | R$ 19.55B | R$ 5.08B | R$ 11.88B | R$ 115.13B | R$ 20.04B |
| 2023 | R$ 17.16B | R$ 4.43B | R$ 9.05B | R$ 68.56B | R$ 19.45B |
| 2022 | R$ 16.44B | R$ 4.29B | R$ 2.00B | R$ 35.52B | R$ 17.04B |
| 2021 | R$ 15.88B | R$ 4.56B | R$ -5.53B | R$ 28.21B | R$ 14.42B |
| 2020 | R$ 12.31B | R$ 2.99B | R$ 1.70B | R$ 32.12B | R$ 10.89B |
| 2019 | R$ 7.61B | R$ 1.57B | R$ -5.78B | R$ 17.11B | R$ 7.15B |
| 2018 | R$ 1.37B | R$ 174.49M | R$ -872.25M | R$ 7.52B | R$ 2.08B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 3.67 |
| Liabilities / Eq | 15.76 |
| Current Ratio | 0.49 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 21.45 |
| Gross Debt / FCF | 23.75 |

## Other views

- [Metrics](https://sponda.capital/en/XP.md)
- [Charts](https://sponda.capital/en/XP/charts.md)
- [Compare](https://sponda.capital/en/XP/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-23.