# Yiren Digital Ltd. (YRD)

> Financial Services · CN · Reports in CNY

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/YRD/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2025 | ¥ 5.73B | ¥ 52.70M | ¥ 677.88M | ¥ 39.78M | ¥ 9.28B |
| 2024 | ¥ 5.83B | ¥ 1.59B | ¥ 1.01B | ¥ 40.77M | ¥ 9.54B |
| 2023 | ¥ 4.92B | ¥ 2.09B | ¥ 1.11B | ¥ 23.65M | ¥ 8.09B |
| 2022 | ¥ 3.44B | ¥ 1.20B | ¥ 1.85B | ¥ 803.13M | ¥ 6.03B |
| 2021 | ¥ 4.57B | ¥ 1.05B | ¥ 296.82M | ¥ 1.10B | ¥ 4.82B |
| 2020 | ¥ 4.10B | ¥ -717.29M | ¥ 249.85M | ¥ 582.35M | ¥ 3.78B |
| 2019 | ¥ 9.07B | ¥ 1.20B | ¥ -147.45M | ¥ 300.92M | ¥ 4.49B |
| 2018 | ¥ 11.07B | ¥ 1.00B | ¥ -4.44B | ¥ 192.42M | ¥ -363.41M |
| 2017 | ¥ 6.21B | ¥ 1.52B | ¥ 2.92B | ¥ 0 | ¥ 2.97B |
| 2016 | ¥ 3.67B | ¥ 1.26B | ¥ 2.34B | ¥ 0 | ¥ 2.14B |
| 2015 | ¥ 1.52B | ¥ 317.45M | ¥ 965.37M | ¥ 0 | ¥ 976.94M |
| 2014 | ¥ 230.69M | ¥ -32.50M | ¥ -270.23M | ¥ 0 | ¥ 223.39M |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.00 |
| Liabilities / Eq | 0.45 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 0.04 |
| Gross Debt / FCF | 0.07 |

## Other views

- [Metrics](https://sponda.capital/en/YRD.md)
- [Charts](https://sponda.capital/en/YRD/charts.md)
- [Compare](https://sponda.capital/en/YRD/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-23.