# ZhongAn Online P & C Insurance Co., Ltd. (ZZHGY)

> Financial Services · CN · Reports in CNY

Fundamental indicators from Sponda, adjusted for inflation.

[HTML version](https://sponda.capital/en/ZZHGY/fundamentals)

## Annual figures

| Year | Revenue (M) | Net Inc. (M) | FCF (M) | Debt (M) | Equity (M) |
| --- | --- | --- | --- | --- | --- |
| 2026 | ¥ 17.82B | ¥ 1.53B | ¥ 994.42M | ¥ 7.51B | ¥ 26.95B |
| 2025 | ¥ 35.13B | ¥ 1.09B | ¥ 2.19B | ¥ 8.55B | ¥ 25.47B |
| 2024 | ¥ 33.89B | ¥ 606.38M | ¥ 1.09B | ¥ 7.12B | ¥ 20.93B |
| 2023 | ¥ 29.55B | ¥ 4.10B | ¥ 1.93B | ¥ 7.19B | ¥ 20.07B |
| 2022 | ¥ 22.71B | ¥ -1.12B | ¥ -1.12B | ¥ 7.18B | ¥ 15.21B |
| 2021 | ¥ 22.26B | ¥ 1.19B | ¥ -881.59M | ¥ 6.65B | ¥ 16.75B |
| 2020 | ¥ 19.02B | ¥ 573.40M | ¥ 4.77B | ¥ 6.79B | ¥ 15.71B |
| 2019 | ¥ 15.63B | ¥ -471.45M | ¥ -1.56B | ¥ 398.37M | ¥ 14.91B |
| 2018 | ¥ 10.36B | ¥ -1.89B | ¥ -1.74B | ¥ 59.72M | ¥ 15.43B |
| 2017 | ¥ 6.03B | ¥ -1.10B | ¥ -1.02B | ¥ 0 | ¥ 6.56B |
| 2016 | ¥ 3.74B | ¥ 10.55M | ¥ 753.62M | ¥ 0 | ¥ 6.90B |

Columns not available in this view: annualPriceMultiples, dividends. They require live market data and are shown on the HTML page instead.

## Leverage and liquidity

| Indicator | Value |
| --- | --- |
| Gross Debt / Eq | 0.28 |
| Liabilities / Eq | 0.77 |

## Debt coverage

| Indicator | Value |
| --- | --- |
| Gross Debt / Earnings | 15.69 |
| Gross Debt / FCF | 16.39 |

## Other views

- [Metrics](https://sponda.capital/en/ZZHGY.md)
- [Charts](https://sponda.capital/en/ZZHGY/charts.md)
- [Compare](https://sponda.capital/en/ZZHGY/compare.md)
- [Indicator definitions](https://sponda.capital/en/screener.md)

Data as of 2026-08-30.