# Powszechny Zaklad Ubezpieczen S.A. (PZAKY)

> Servizi Finanziari · PL · Redige il bilancio in PLN

Indicatori fondamentali di Sponda, corretti per l'inflazione.

[Versione HTML](https://sponda.capital/it/PZAKY/fondamentali)

## Dati annuali

| Anno | Ricavi (M) | Utile Netto (M) | FCF (M) | Debito (M) | PN (M) |
| --- | --- | --- | --- | --- | --- |
| 2025 | PLN 64,70B | PLN 6,70B | PLN 9,01B | PLN 36,94B | PLN 35,47B |
| 2024 | PLN 47,89B | PLN 5,34B | PLN 26,95B | PLN 30,47B | PLN 32,11B |
| 2023 | PLN 57,99B | PLN 5,77B | PLN 27,27B | PLN 29,25B | PLN 30,02B |
| 2022 | PLN 43,68B | PLN 3,79B | PLN 20,66B | PLN 24,06B | PLN 17,49B |
| 2021 | PLN 40,86B | PLN 3,28B | PLN 6,16B | PLN 17,96B | PLN 17,08B |
| 2020 | PLN 40,31B | PLN 1,91B | PLN 27,32B | PLN 25,03B | PLN 18,78B |
| 2019 | PLN 41,93B | PLN 3,30B | PLN 145,00M | PLN 23,68B | PLN 16,17B |
| 2018 | PLN 39,04B | PLN 3,21B | PLN -421,00M | PLN 23,76B | PLN 14,93B |
| 2017 | PLN 34,11B | PLN 2,89B | PLN 14,84B | PLN 20,31B | PLN 14,62B |
| 2016 | PLN 23,91B | PLN 1,95B | PLN 3,54B | PLN 8,90B | PLN 13,01B |
| 2015 | PLN 20,20B | PLN 2,34B | PLN 2,02B | PLN 7,49B | PLN 12,92B |
| 2014 | PLN 19,89B | PLN 2,97B | PLN 2,71B | PLN 2,63B | PLN 13,17B |
| 2013 | PLN 19,40B | PLN 3,29B | PLN 3,07B | PLN 227,35M | PLN 13,11B |
| 2012 | PLN 21,05B | PLN 3,26B | PLN 631,81M | PLN 1,01B | PLN 14,19B |
| 2011 | PLN 22,78B | PLN 2,35B | PLN 1,52B | PLN 0 | PLN 12,78B |
| 2010 | PLN 15,86B | PLN 5,25B | PLN 752,82M | PLN 0 | PLN 12,80B |
| 2009 | PLN 21,32B | PLN 3,76B | PLN -2,60B | PLN 0 | PLN 11,27B |

Colonne non disponibili in questa vista: annualPriceMultiples, dividends. Richiedono dati di mercato in tempo reale e sono mostrate nella pagina HTML.

## Leva finanziaria e liquidità

| Indicatore | Valore |
| --- | --- |
| Debito Lordo / PN | 1,04 |
| Passività / PN | 13,05 |
| Indice di Liquidità | 1,67 |

## Copertura del debito

| Indicatore | Valore |
| --- | --- |
| Debito Lordo / Utili | 9,69 |
| Debito Lordo / FCF | 2,73 |

## Altre viste

- [Metriche](https://sponda.capital/it/PZAKY.md)
- [Grafici](https://sponda.capital/it/PZAKY/grafici.md)
- [Confronta](https://sponda.capital/it/PZAKY/confronta.md)
- [Definizioni degli indicatori](https://sponda.capital/it/screener.md)

Dati al 2026-08-23.
